Bajaj Finserv Ltd (BAJAJFINSV) — shareholding pattern, promoter holding, financials and share price
About Bajaj Finserv Ltd (BAJAJFINSV)
Bajaj Finserv Ltd operates in the Holding Company industry, within the Financial Services sector. It trades on the NSE as BAJAJFINSV and on the BSE under scrip code 532978. Its ISIN is INE918I01026.
Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions. [1]
Bajaj Finserv is a diversified financial services holding company that houses the Group's lending, housing finance, general insurance, life insurance, health-tech platform, digital marketplace, asset management and broking businesses, plus renewable wind power investments; it manages strategy, capital allocation and cross‑company technology/digital initiatives to deliver scaled financial services across India.
Q3 FY2026 consolidated revenue was strong at ₹39,708 crore (+24% YoY) with adjusted consolidated PAT before one‑offs of ₹2,936 crore (+31.6% YoY); reported PAT after a one‑time accelerated ECL at Bajaj Finance and labour code gratuity impact stands at ₹2,229 crore, highlighting robust operating momentum but near‑term earnings noise from provisioning and regulatory changes.
Listed peers in Holding Company: Bajaj Holdings & Investment Ltd, Choice International Ltd, JM Financial Ltd, Edelweiss Financial Services Ltd, Kama Holdings Ltd, Pilani Investment & Industries Corporation Ltd.
Valuation & Returns
10 Jul 2026At ₹1,915.55 a share on 10 Jul 2026, Bajaj Finserv Ltd (BAJAJFINSV) was valued at a price-to-earnings ratio of 15.59x against an industry P/E of 19.5x and a price-to-book of 3.93x on a book value of ₹486.8 per share as of Mar 2026. Solomo computes return on equity of 25.24% and return on capital employed of 10.69% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 15.59x
- Industry P/E
- 19.5x
- P/B
- 3.93x
- EPS (TTM)
- ₹122.89
- Book value / share
- ₹486.8
- ROE
- 25.24%
- ROCE
- 10.69%
- ROA
- 2.59%
- Debt / equity
- 5.5x
- Dividend yield
- 2.72%
- EBITDA margin
- 37.85%
- 52-week range
- ₹1,598.15 – ₹2,194.65
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Bajaj Finserv Ltd (BAJAJFINSV) reported revenue of ₹1,50,530 crore, net profit of ₹19,669 crore and earnings per share of ₹61.24. That compares with revenue of ₹1,32,944 crore and net profit of ₹17,558 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹38,494 crore and net profit ₹5,226 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 68,406 | 82,072 | 1,10,382 | 1,32,944 | 1,50,530 |
| Net profit (₹ cr) | 8,314 | 12,210 | 15,595 | 17,558 | 19,669 |
| EPS (₹) | 28.63 | 40.29 | 51.07 | 55.57 | 61.24 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 33.09% | 44.17% | 23.27% | 13.23% |
| Profit growth | 39.84% | 51.60% | 25.03% | 12.03% |
| Stock price CAGR | 22% | 8% | 5% | -10% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 58.71% of Bajaj Finserv Ltd (BAJAJFINSV) (unchanged from the previous quarter), foreign institutional investors (FII) hold 6.91% and domestic institutional investors (DII) hold 12.1%. Market capitalisation was ₹3,06,593 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2010.
Largest disclosed public shareholders in Jun 2026: JAYA HIND INDUSTRIES PRIVATE LIMITED 3.92%, ICICI PRUDENTIAL NIFTY50 EQUAL WEIGHT INDEX FUND 2.61%, SBI ARBITRAGE OPPORTUNITIES FUND 2.15%, LICI ASM NON PAR 2.07%, Niraj Bajaj (Yamuna Trust) 1.14%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 58.71% | - | 6.91% | 12.1% | 41.24% |
| Mar 2026 | 58.71% | - | 7.24% | 11.76% | 41.16% |
| Dec 2025 | 58.81% | - | 8.06% | 10.74% | 41.17% |
| Sep 2025 | 58.81% | - | 8.11% | 10.49% | 41.12% |
| Jun 2025 | 58.81% | - | 8.4% | 10.09% | 41.09% |
| Mar 2025 | 60.64% | - | 7.52% | 9.01% | 39.25% |
| Dec 2024 | 60.64% | - | 7.4% | 8.92% | 39.24% |
| Sep 2024 | 60.64% | - | 8.24% | 8.13% | 39.22% |