Capital Trust Ltd (CAPTRUST) — shareholding pattern, promoter holding, financials and share price
About Capital Trust Ltd (CAPTRUST)
Capital Trust Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as CAPTRUST and on the BSE under scrip code 511505. Its ISIN is INE707C01018.
Incorporated in 1985, Capital Trust Ltd is in the business of providing MSME Loans and Gold loans. [1]
Capital Trust Limited is a publicly listed NBFC that historically focused on unsecured MSME lending and is now transitioning to a dual model with a new secured gold‑loan vertical alongside business correspondent and co‑lending MSME sourcing using a 250+ branch footprint across semi‑urban and rural India, leveraging four decades of lending experience and technology‑enabled processes.
The company strengthened its capital base via a ₹23.8 crore rights issue in Q3FY26, raising solvency and increasing capital adequacy to 31%, while fully provisioning legacy 90+ DPD and reporting Net NPA of zero—actions designed to de‑risk the balance sheet and provide borrowing headroom for funded growth and co‑lending initiatives.
Listed peers in Non Banking Financial Company (NBFC): Marg Techno-Projects Ltd, Titan Securities Ltd, Standard Capital Markets Ltd, RSD Finance Ltd, Assam Entrade Ltd, Inter Globe Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹12.49 a share on 10 Jul 2026, Capital Trust Ltd (CAPTRUST) was valued at a price-to-earnings ratio of 6.48x against an industry P/E of 19.5x and a price-to-book of 0.35x on a book value of ₹35.42 per share as of Mar 2022. Solomo computes return on equity of 5.44% and return on capital employed of 14.65% from filed results. Earnings ratios use consolidated results for the twelve months Dec 2021 to Sep 2022.
- P/E
- 6.48x
- Industry P/E
- 19.5x
- P/B
- 0.35x
- EPS (TTM)
- ₹1.93
- Book value / share
- ₹35.42
- ROE
- 5.44%
- ROCE
- 14.65%
- ROA
- 1.85%
- Debt / equity
- 1.72x
- EBITDA margin
- 37.18%
- 52-week range
- ₹10.8 – ₹48.32
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2022In the year ended Mar 2022, Capital Trust Ltd (CAPTRUST) reported revenue of ₹105 crore, net profit of ₹-10 crore and earnings per share of ₹-2.33. That compares with revenue of ₹114 crore and net profit of ₹-24 crore in Mar 2021. Figures are consolidated, as filed with the exchanges.
In the quarter ended Sep 2022, revenue was ₹22.21 crore and net profit ₹2.02 crore (consolidated).
| Metric | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 182 | 192 | 154 | 114 | 105 |
| Net profit (₹ cr) | 1 | 9 | 4 | -24 | -10 |
| EPS (₹) | 0.31 | 2.06 | 0.96 | -5.32 | -2.33 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 6.34% | -8.14% | -3.37% | -7.79% |
| Profit growth | -27.57% | 15.83% | - | 56.18% |
| Stock price CAGR | -27% | -30% | -36% | -73% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 54.13% of Capital Trust Ltd (CAPTRUST) (unchanged from the previous quarter), foreign institutional investors (FII) hold 8.3% and domestic institutional investors (DII) hold 0%. Market capitalisation was ₹42 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: INDIA 2020 II INVESTORS,LIMITED 7.12%, PRODIGEE FINANCE LIMITED 2.81%, KAILASHBEN ASHOKKUMAR PATEL 2.79%, LIGHTHOUSE EMERGING INDIA INVESTORS,LIMITED 1.19%, MABLE RAJESH 1.18%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 54.13% | - | 8.3% | 0% | 45.45% |
| Mar 2026 | 54.13% | - | 8.3% | 0% | 45.45% |
| Dec 2025 | 54.13% | - | 8.3% | 0% | 45.45% |
| Sep 2025 | 54.13% | - | 16.61% | 0% | 45.03% |
| Jun 2025 | 54.13% | - | 16.65% | 0% | 45.03% |
| Mar 2025 | 64.68% | - | 16.61% | 0% | 34.47% |
| Dec 2024 | 64.87% | - | 16.61% | 0% | 34.29% |
| Sep 2024 | 64.87% | - | 16.62% | 0% | 34.29% |