Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) — shareholding pattern, promoter holding, financials and share price
About Cholamandalam Financial Holdings Ltd (CHOLAHLDNG)
Cholamandalam Financial Holdings Ltd operates in the Investment Company industry, within the Financial Services sector. It trades on the NSE as CHOLAHLDNG and on the BSE under scrip code 504973. Its ISIN is INE149A01033.
Cholamandalam Financial Holdings Limited (CFHL) is a part of the Murugappa Group. The Co. is a Core Investment Company registered with the RBI, offering a diverse range of financial products and risk management services to individual and corporate customers through its group companies. [1]
Cholamandalam Financial Holdings (CFHL) is the Murugappa Group’s core investment company that holds controlling stakes in lending (Cholamandalam Investment & Finance Company), general insurance (Cholamandalam MS General Insurance) and risk services, acting as a financial services holding vehicle with concentrated investments and consolidated financial reporting.
Consolidated Q3 FY26 revenue was Rs.10,084 crore (up 17% YoY) with PAT of Rs.1,386 crore (up 27% YoY); YTD Dec‑25 revenue grew 19% to Rs.29,056 crore and PAT grew 14% to Rs.3,860 crore, driven mainly by CIFCL lending operations and faster AUM growth across Vehicle Finance and LAP.
Listed peers in Investment Company: Tata Investment Corporation Ltd, TVS Holdings Ltd, Maharashtra Scooters Ltd, JSW Holdings Ltd, Tsf Investments Ltd, Religare Enterprises Ltd.
Valuation & Returns
10 Jul 2026At ₹1,653.3 a share on 10 Jul 2026, Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) was valued at a price-to-earnings ratio of 5.66x against an industry P/E of 19.5x and a price-to-book of 2.48x on a book value of ₹666.5 per share as of Mar 2025. Solomo computes return on equity of 43.83% and return on capital employed of 9.32% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.66x
- Industry P/E
- 19.5x
- P/B
- 2.48x
- EPS (TTM)
- ₹292.11
- Book value / share
- ₹666.5
- ROE
- 43.83%
- ROCE
- 9.32%
- ROA
- 2.44%
- Debt / equity
- 13.93x
- Dividend yield
- 0.08%
- EBITDA margin
- 56.44%
- 52-week range
- ₹1,305 – ₹2,299
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) reported revenue of ₹39,073 crore, net profit of ₹5,485 crore and earnings per share of ₹130.01. That compares with revenue of ₹33,196 crore and net profit of ₹4,740 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹10,366 crore and net profit ₹1,626 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 14,644 | 18,154 | 25,830 | 33,196 | 39,073 |
| Net profit (₹ cr) | 2,239 | 2,810 | 3,851 | 4,740 | 5,485 |
| EPS (₹) | 54.49 | 68.71 | 94.39 | 115.76 | 130.01 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | -35.08% | -1.05% | 1.06% | 28.52% |
| Profit growth | -23.64% | -5.02% | 5.08% | 23.33% |
| Stock price CAGR | 16% | 19% | 20% | -26% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 46.43% of Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) (up 0.05 pp QoQ), foreign institutional investors (FII) hold 13% and domestic institutional investors (DII) hold 26.89%. Market capitalisation was ₹31,045 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON INDIA NIF 4.78%, SBI LARGE & MIDCAP FUND 4.12%, BANDHAN MULTI CAP FUND 3.01%, HDFC MUTUAL FUND - HDFC BSE 500 ETF 2.13%, AXIS MUTUAL FUND TRUSTEE LIMITED A/C AXIS MUTUAL F 2.13%, INVESCO INDIA MIDCAP FUND 1.18%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 46.43% | - | 13% | 26.89% | 53.57% |
| Mar 2026 | 46.38% | - | 13.8% | 26.1% | 53.62% |
| Dec 2025 | 46.38% | - | 16.47% | 23.55% | 53.62% |
| Sep 2025 | 46.42% | - | 17.39% | 22.52% | 53.58% |
| Jun 2025 | 46.44% | - | 18.32% | 21.43% | 53.56% |
| Mar 2025 | 46.45% | - | 17.67% | 21.8% | 53.55% |
| Dec 2024 | 46.45% | - | 16.37% | 22.94% | 53.55% |
| Sep 2024 | 47.32% | - | 16.27% | 23.02% | 52.68% |