City Union Bank Ltd (CUB) — shareholding pattern, promoter holding, financials and share price
About City Union Bank Ltd (CUB)
City Union Bank Ltd operates in the Private Sector Bank industry, within the Financial Services sector. It trades on the NSE as CUB and on the BSE under scrip code 532210. Its ISIN is INE491A01021.
City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )
City Union Bank is the oldest private sector bank in India, focused on MSME lending and retail banking. Founded in 1904, it has a strong presence in South India.
The bank has achieved significant growth, with a 21% increase in both deposits and advances year-on-year as of Q3 FY26.
Listed peers in Private Sector Bank: Bandhan Bank Ltd, Karur Vysya Bank Ltd, Jammu and Kashmir Bank Ltd, Tamilnad Mercantile Bank Ltd, South Indian Bank Ltd, Karnataka Bank Ltd.
Valuation & Returns
10 Jul 2026At ₹226.8 a share on 10 Jul 2026, City Union Bank Ltd (CUB) was valued at a price-to-earnings ratio of 16.94x against an industry P/E of 13.51x and a price-to-book of 2.37x on a book value of ₹95.55 per share as of Mar 2025. Solomo computes return on equity of 14.01% and return on capital employed of 5.89% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 16.94x
- Industry P/E
- 13.51x
- P/B
- 2.37x
- EPS (TTM)
- ₹13.39
- Book value / share
- ₹95.55
- ROE
- 14.01%
- ROCE
- 5.89%
- ROA
- 1.71%
- Debt / equity
- 6.94x
- Dividend yield
- 0.88%
- EBITDA margin
- 83.13%
- 52-week range
- ₹144.75 – ₹239.96
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, City Union Bank Ltd (CUB) reported revenue of ₹6,870 crore, net profit of ₹1,326 crore and earnings per share of ₹13.39. That compares with revenue of ₹5,834 crore and net profit of ₹1,124 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹1,856 crore and net profit ₹360 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 4,105 | 4,714 | 5,271 | 5,834 | 6,870 |
| Net profit (₹ cr) | 760 | 937 | 1,016 | 1,124 | 1,326 |
| EPS (₹) | 7.71 | 9.5 | 10.28 | 11.37 | 13.39 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 7.89% | 6.95% | 12.43% | 10.69% |
| Profit growth | 10.85% | 18.73% | 13.91% | 10.62% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 0% of City Union Bank Ltd (CUB) (unchanged from the previous quarter), foreign institutional investors (FII) hold 18.65% and domestic institutional investors (DII) hold 44.85%. Market capitalisation was ₹22,471 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: HDFC MUTUAL FUND 6.5%, SBI MUTUAL FUND 5.44%, AXIS MUTUAL FUND 3.35%, HSBC MUTUAL FUND 3.33%, EDELWEISS MUTUAL FUND 3.08%, HDFC LIFE INSURANCE COMPANY LIMITED 2.83%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 0% | - | 18.65% | 44.85% | 100% |
| Mar 2026 | 0% | - | 23.37% | 40.74% | 100% |
| Dec 2025 | 0% | - | 23.49% | 40.24% | 100% |
| Sep 2025 | 0% | - | 25.96% | 36.75% | 100% |
| Jun 2025 | 0% | - | 27.38% | 35.23% | 100% |
| Mar 2025 | 0% | - | 28.03% | 33.07% | 100% |
| Dec 2024 | 0% | - | 27.44% | 33.58% | 100% |
| Sep 2024 | 0% | - | 26.01% | 33.57% | 100% |