Fedbank Financial Services Ltd (FEDFINA) — shareholding pattern, promoter holding, financials and share price
About Fedbank Financial Services Ltd (FEDFINA)
Fedbank Financial Services Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as FEDFINA and on the BSE under scrip code 544027. Its ISIN is INE007N01010.
Fedbank Financial Services Limited a subsidiary of The Fedral Bank Limited, provides Gold Loans, Home Loans, Loan Against Property (LAP), and Business Loan Services. [1]
Fedbank Financial Services Limited (Fedfina) is a subsidiary of The Federal Bank Limited, primarily engaged in lending against gold and property while also offering SME-focused mortgage loans.
In Q3 FY26, Fedfina achieved an all-time high AUM of ₹17,500 Cr, a 17.4% YoY growth, with a significant boost from gold loan AUM, which grew by 51.9% to ₹7,905 Cr.
Listed peers in Non Banking Financial Company (NBFC): Bengal & Assam Company Ltd, Paisalo Digital Ltd, MAS Financial Services Ltd, Dhenu Buildcon Infra Ltd, Northern Arc Capital Ltd, Mrugesh Trading Ltd.
Valuation & Returns
10 Jul 2026At ₹159.35 a share on 10 Jul 2026, Fedbank Financial Services Ltd (FEDFINA) was valued at a price-to-earnings ratio of 17.39x against an industry P/E of 19.5x and a price-to-book of 2.35x on a book value of ₹67.95 per share as of Mar 2025. Solomo computes return on equity of 13.49% and return on capital employed of 8.06% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 17.39x
- Industry P/E
- 19.5x
- P/B
- 2.35x
- EPS (TTM)
- ₹9.16
- Book value / share
- ₹67.95
- ROE
- 13.49%
- ROCE
- 8.06%
- ROA
- 2.59%
- Debt / equity
- 4.03x
- Dividend yield
- 0%
- EBITDA margin
- 62.73%
- 52-week range
- ₹114.35 – ₹178.4
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Fedbank Financial Services Ltd (FEDFINA) reported revenue of ₹2,224 crore, net profit of ₹344 crore and earnings per share of ₹9.18. That compares with revenue of ₹2,037 crore and net profit of ₹225 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Jun 2026, revenue was ₹670 crore and net profit ₹114 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 869 | 1,180 | 1,577 | 2,037 | 2,224 |
| Net profit (₹ cr) | 103 | 180 | 245 | 225 | 344 |
| EPS (₹) | 3.22 | 5.6 | 6.62 | 6.04 | 9.18 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 35.02% | 32.80% | 29.13% |
| Profit growth | 41.90% | 29.59% | -7.98% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 60.67% of Fedbank Financial Services Ltd (FEDFINA) (down 0.12 pp QoQ), foreign institutional investors (FII) hold 9.31% and domestic institutional investors (DII) hold 10.89%. Market capitalisation was ₹5,974 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2023.
Largest disclosed public shareholders in Jun 2026: Nomura India Investment Fund Mother Fund 3.87%, Bandhan Small Cap Fund 3.17%, The Nomura Trust And Banking Co., Ltd As The Trustee Of Nomura India Stock Mother Fund 3.01%, Sbi Life Insurance Co. Ltd 1.94%, Unifi Blend Fund 2 1.61%, Hdfc Life Insurance Company Limited 1.15%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 60.67% | - | 9.31% | 10.89% | 39.33% |
| Mar 2026 | 60.79% | - | 0.66% | 18.82% | 39.21% |
| Dec 2025 | 60.81% | - | 0.91% | 18.18% | 39.19% |
| Sep 2025 | 60.88% | - | 1.17% | 19.36% | 39.12% |
| Jun 2025 | 60.97% | - | 0.78% | 20.11% | 39.03% |
| Mar 2025 | 61.03% | - | 0.49% | 20.81% | 38.97% |
| Dec 2024 | 61.04% | - | 0.52% | 21.36% | 38.96% |
| Sep 2024 | 61.16% | - | 0.63% | 22.56% | 38.84% |