JMJ Fintech Ltd (JMJFIN) — shareholding pattern, promoter holding, financials and share price
About JMJ Fintech Ltd (JMJFIN)
JMJ Fintech Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as JMJFIN and on the BSE under scrip code 538834. Its ISIN is INE242Q01016.
Incorporated in 1982, JMJ Fintech Ltd is in the business of providing loans and investments [1]
JMJ Fintech Limited is an RBI-registered non-banking financial company providing secured lending products including personal, term, corporate, business, gold and property loans, supported by a regional branch network operating across Kerala, Tamil Nadu, Karnataka, Puducherry and Maharashtra and servicing more than 24,000 customers with a 43-branch footprint.
Financial momentum is material: Total income for FY26 (up to Q3) reached ₹1,658.75 lakhs versus ₹440.00 lakhs in FY24, while net profit expanded to ₹585.14 lakhs, driven by rising interest income and tightened expense controls, reflecting rapid scale-up of the core lending business and stronger bottom-line performance.
Listed peers in Non Banking Financial Company (NBFC): Glance Finance Ltd, Amit Securities Ltd, Key Corp Ltd, Anupam Finserv Ltd, MSL Global Ltd, India Cements Capital Ltd.
Valuation & Returns
10 Jul 2026At ₹9.44 a share on 10 Jul 2026, JMJ Fintech Ltd (JMJFIN) was valued at a price-to-earnings ratio of 4.77x against an industry P/E of 19.5x and a price-to-book of 1.53x on a book value of ₹6.15 per share as of Mar 2025. Solomo computes return on equity of 32.17% and return on capital employed of 15.17% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 4.77x
- Industry P/E
- 19.5x
- P/B
- 1.53x
- EPS (TTM)
- ₹1.98
- Book value / share
- ₹6.15
- ROE
- 32.17%
- ROCE
- 15.17%
- ROA
- 15.82%
- Debt / equity
- 0.89x
- Dividend yield
- 2.65%
- EBITDA margin
- 63.21%
- 52-week range
- ₹8.8 – ₹20.85
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, JMJ Fintech Ltd (JMJFIN) reported revenue of ₹21.82 crore, net profit of ₹7.6 crore and earnings per share of ₹2.07. That compares with revenue of ₹17.15 crore and net profit of ₹5.17 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹5.35 crore and net profit ₹1.75 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 0.64 | 3.82 | 7.46 | 17.15 | 21.82 |
| Net profit (₹ cr) | 0.05 | 0.83 | 2.14 | 5.17 | 7.6 |
| EPS (₹) | 0.01 | 0.22 | 0.58 | 1.35 | 2.07 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 26.50% | 51.03% | 199.83% | 129.89% |
| Profit growth | - | - | 374.07% | 141.59% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 23.27% of JMJ Fintech Ltd (JMJFIN) (unchanged from the previous quarter). Market capitalisation was ₹36 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2014.
Largest disclosed public shareholders in Jun 2026: SAJEETH MOHAMMED SALIM 6.51%, HUF 3.1%, ANIKET SINGAL 1.56%, SANJAY SINGAL 1.56%, SUBHASREE TULASEEDARAN SREEKUMARI 1.54%, SAJIN JOHN 1.27%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 23.27% | - | - | - | 76.73% |
| Mar 2026 | 23.27% | - | - | - | 76.73% |
| Dec 2025 | 23.27% | - | - | - | 76.73% |
| Sep 2025 | 23.27% | - | - | - | 76.73% |
| Jun 2025 | 1450% | - | - | - | 8550% |
| Mar 2025 | 14.5% | - | - | - | 85.5% |
| Dec 2024 | 14.5% | - | - | - | 85.5% |
| Sep 2024 | 23.56% | - | - | - | 76.44% |