Karnavati Finance Ltd (KARNAVATI) — shareholding pattern, promoter holding, financials and share price
About Karnavati Finance Ltd (KARNAVATI)
Karnavati Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as KARNAVATI and on the BSE under scrip code 538928. Its ISIN is INE554R01020.
Incorporated in 1984, Karnavati Finance Ltd provides finance of personal loan, business loan, auto loan, education loan and mortgage loans [1]
Karnavati Finance Limited (KFL) is a non-banking finance company (NBFC) headquartered in Mumbai with a focus on diverse financial services, including loans and money changing.
The company has shown strategic adaptability by securing a full-fledged money-changer license from the RBI, expanding its financial services offerings.
Listed peers in Non Banking Financial Company (NBFC): FGP Ltd, Regal Entertainment & Consultants Ltd, Decillion Finance Ltd, HB Leasing & Finance Co Ltd, Indergiri Finance Ltd, Typhoon Financial Services Ltd.
Valuation & Returns
10 Jul 2026At ₹1.4 a share on 10 Jul 2026, Karnavati Finance Ltd (KARNAVATI) was valued at a price-to-book of 1.38x on a book value of ₹1.02 per share as of Mar 2025. Solomo computes return on equity of -95.33% and return on capital employed of -2.91% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- Industry P/E
- 19.5x
- P/B
- 1.38x
- EPS (TTM)
- ₹-0.97
- Book value / share
- ₹1.02
- ROE
- -95.33%
- ROCE
- -2.91%
- ROA
- -45.11%
- Debt / equity
- 1.08x
- Dividend yield
- 0%
- EBITDA margin
- -32.86%
- 52-week range
- ₹1.08 – ₹2.24
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Karnavati Finance Ltd (KARNAVATI) reported revenue of ₹5.31 crore, net profit of ₹-5.9 crore and earnings per share of ₹-0.59. That compares with revenue of ₹1.57 crore and net profit of ₹-1.68 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹2.6 crore and net profit ₹-5.79 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 2.4 | 2.85 | 3.04 | 1.57 | 5.31 |
| Net profit (₹ cr) | 0.3 | 0.56 | -1.67 | -1.68 | -5.9 |
| EPS (₹) | 0.03 | 0.06 | -0.17 | -0.17 | -0.59 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 15.08% | -10.67% | -13.14% | -48.36% |
| Profit growth | - | - | - | -0.60% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 62.06% of Karnavati Finance Ltd (KARNAVATI) (unchanged from the previous quarter). Market capitalisation was ₹14 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2015.
Largest disclosed public shareholders in Jun 2026: LLP 3.73%, THEETA TRADING LLP 3.73%, SANJAYKUMAR JIVANBHAI BHATIYA 2.73%, MADHUSUDAN MASALA LIMITED 2.39%, DILIPBHAI BHAGAT 1.49%, HUF 1.43%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 62.06% | - | - | - | 37.94% |
| Mar 2026 | 62.06% | - | - | - | 37.94% |
| Dec 2025 | 58.94% | - | - | - | 41.06% |
| Sep 2025 | 58.64% | - | - | - | 41.36% |
| Jun 2025 | 58.64% | - | - | - | 41.36% |
| Mar 2025 | 58.64% | - | - | - | 41.36% |
| Dec 2024 | 58.64% | - | - | - | 41.36% |
| Sep 2024 | 58.64% | - | - | - | 41.36% |