Dhansafal Finserve Ltd (LUHARUKA) — shareholding pattern, promoter holding, financials and share price
About Dhansafal Finserve Ltd (LUHARUKA)
Dhansafal Finserve Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as LUHARUKA and on the BSE under scrip code 512048. Its ISIN is INE195E01020.
Incorporated in 1981, Luharuka Media & Infra Ltd is engaged in financial sector and provides various types of loans.
DhanSafal Finserve Limited is a listed RBI-registered NBFC focused on retail financial services, primarily serving MSMEs and individual clients with loan products such as Loan Against Property, MSME loans, and short-term business finance, operating across Maharashtra, Rajasthan, Uttar Pradesh and Madhya Pradesh after a May 2025 rebranding and strategic pivot to focused lending.
The company delivered striking operating growth in Q3 FY25-26: revenue increased 185% from ₹301.66 lakh to ₹859.09 lakh year-on-year, reflecting stronger origination and interest income as lending volumes scaled rapidly during the period.
Listed peers in Non Banking Financial Company (NBFC): Aastamangalam Finance Ltd, Ceejay Finance Ltd, Oasis Securities Ltd, F Mec International Financial Services Ltd, Ladderup Finance Ltd, NCL Research and Financial Services Ltd.
Valuation & Returns
10 Jul 2026At ₹2.35 a share on 10 Jul 2026, Dhansafal Finserve Ltd (LUHARUKA) was valued at a price-to-earnings ratio of 73.12x against an industry P/E of 19.5x and a price-to-book of 1x on a book value of ₹2.36 per share as of Mar 2025. Solomo computes return on equity of 1.36% and return on capital employed of 3.47% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 73.12x
- Industry P/E
- 19.5x
- P/B
- 1x
- EPS (TTM)
- ₹0.03
- Book value / share
- ₹2.36
- ROE
- 1.36%
- ROCE
- 3.47%
- ROA
- 1.08%
- Debt / equity
- 0.2x
- Dividend yield
- 3.16%
- EBITDA margin
- 31.45%
- 52-week range
- ₹1.91 – ₹4.75
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Dhansafal Finserve Ltd (LUHARUKA) reported revenue of ₹12.23 crore, net profit of ₹0.73 crore and earnings per share of ₹0.03. That compares with revenue of ₹5.14 crore and net profit of ₹0.37 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹3.64 crore and net profit ₹0.5 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1.68 | 1.93 | 1.63 | 5.14 | 12.23 |
| Net profit (₹ cr) | 0.57 | 0.67 | 0.61 | 0.37 | 0.73 |
| EPS (₹) | 0.03 | 0.04 | 0.03 | 0.02 | 0.03 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 22.25% | 44.68% | 42.50% | 215.34% |
| Profit growth | 7.29% | - | -13.46% | -39.34% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 55.11% of Dhansafal Finserve Ltd (LUHARUKA) (up 0.78 pp QoQ). Market capitalisation was ₹53 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: INVESTOR EDUCATION AND PROTECTION FUND 2.14%, HUF 1.81%, RUPESH CHANDRAKANT VAGHASIA 1.1%, VIMALA K SHAH 1.01%, RAINA VINAY JAIN 1.01%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 55.11% | - | - | - | 44.89% |
| Mar 2026 | 54.33% | - | - | - | 45.67% |
| Dec 2025 | 50.87% | - | - | - | 49.13% |
| Sep 2025 | 50.87% | - | - | - | 49.13% |
| Jun 2025 | 50.87% | - | - | - | 49.13% |
| Mar 2025 | 51.99% | - | - | - | 48.01% |
| Dec 2024 | 51.53% | - | - | - | 48.47% |
| Sep 2024 | 51.53% | - | - | - | 48.47% |