Muthoot Microfin Ltd (MUTHOOTMF) — shareholding pattern, promoter holding, financials and share price
About Muthoot Microfin Ltd (MUTHOOTMF)
Muthoot Microfin Ltd operates in the Microfinance Institutions industry, within the Financial Services sector. It trades on the NSE as MUTHOOTMF and on the BSE under scrip code 544055. Its ISIN is INE046W01019.
Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India [1]
Muthoot Microfin Limited is an NBFC-MFI focused on extending micro-loans to predominantly rural women entrepreneurs across India, operating over 1,600 branches with a product mix encompassing JLG group loans, individual retail loans (Muthoot Small & Growing), Micro-LAP, and a gold-referral offering, supported by digital onboarding (e-KYC) and the Mahila Mitra app for collections and customer engagement.
Q3 FY'26 shows a clear operational recovery: AUM increased to INR130,786 million (+5.4% YoY), disbursements accelerated to INR24,922 million (+22.5% YoY), and individual-loan AUM jumped to INR10,976 million from INR2,572 million in Q2, reflecting meaningful traction in non-JLG products and a strategic shift towards a more diversified portfolio mix.
Listed peers in Microfinance Institutions: Mrugesh Trading Ltd, Indostar Capital Finance Ltd, SG Finserve Ltd, Aye Finance Ltd, Fusion Finance Ltd, Tourism Finance Corporation of India Ltd.
Valuation & Returns
10 Jul 2026At ₹235.3 a share on 10 Jul 2026, Muthoot Microfin Ltd (MUTHOOTMF) was valued at a price-to-earnings ratio of 23.56x against an industry P/E of 19.5x and a price-to-book of 1.52x on a book value of ₹154.39 per share as of Mar 2025. Solomo computes return on equity of 6.47% and return on capital employed of 8.62% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 23.56x
- Industry P/E
- 19.5x
- P/B
- 1.52x
- EPS (TTM)
- ₹9.99
- Book value / share
- ₹154.39
- ROE
- 6.47%
- ROCE
- 8.62%
- ROA
- 1.57%
- Debt / equity
- 3.01x
- Dividend yield
- 0%
- EBITDA margin
- 47.54%
- 52-week range
- ₹141.35 – ₹245
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Muthoot Microfin Ltd (MUTHOOTMF) reported revenue of ₹2,370 crore, net profit of ₹170 crore and earnings per share of ₹9.99. That compares with revenue of ₹2,562 crore and net profit of ₹-223 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹632 crore and net profit ₹71 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 833 | 1,429 | 2,249 | 2,562 | 2,370 |
| Net profit (₹ cr) | 47 | 164 | 450 | -223 | 170 |
| EPS (₹) | 4.15 | 14.03 | 26.37 | -13.05 | 9.99 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 24.39% | 45.45% | 13.91% |
| Profit growth | - | - | -149.50% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 55.47% of Muthoot Microfin Ltd (MUTHOOTMF) (unchanged from the previous quarter), foreign institutional investors (FII) hold 23.12% and domestic institutional investors (DII) hold 3.38%. Market capitalisation was ₹4,012 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2023.
Largest disclosed public shareholders in Jun 2026: GREATER PACIFIC CAPITAL WIV LTD 15.13%, CREATION INVESTMENTS INDIA, LLC 7.63%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 55.47% | - | 23.12% | 3.38% | 42.94% |
| Mar 2026 | 55.47% | - | 22.82% | 3.51% | 42.94% |
| Dec 2025 | 55.47% | - | 23.18% | 3.02% | 42.84% |
| Sep 2025 | 55.47% | - | 23.26% | 2.84% | 42.84% |
| Jun 2025 | 55.47% | - | 23.41% | 2.48% | 42.84% |
| Mar 2025 | 55.47% | - | 25.47% | 2.32% | 42.84% |
| Dec 2024 | 55.47% | - | 25.8% | 2.44% | 42.8% |
| Sep 2024 | 55.47% | - | 25.86% | 2.58% | 42.8% |