PB Fintech Ltd (POLICYBZR) — shareholding pattern, promoter holding, financials and share price
About PB Fintech Ltd (POLICYBZR)
PB Fintech Ltd operates in the Financial Technology (Fintech) industry, within the Financial Services sector. It trades on the NSE as POLICYBZR and on the BSE under scrip code 543390. Its ISIN is INE417T01026.
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products [1]
PB Fintech Limited operates Policybazaar, India's largest digital insurance marketplace, and Paisabazaar, a leading platform for lending products. The company leverages technology to streamline insurance purchasing and personal credit facilitation.
PB Fintech demonstrated significant growth in Q3 FY26, with a 45% increase in total premium and a 165% YoY growth in profit after tax (PAT). This growth is driven by a 68% surge in new protection premiums and strong performance in health insurance.
Listed peers in Financial Technology (Fintech): One 97 Communications Ltd, Pine Labs Ltd, AvenuesAI Ltd, Seshaasai Technologies Ltd, Onemi Technology Solutions Ltd, One Mobikwik Systems Ltd.
Valuation & Returns
10 Jul 2026At ₹1,580.55 a share on 10 Jul 2026, PB Fintech Ltd (POLICYBZR) was valued at a price-to-earnings ratio of 109.13x against an industry P/E of 81.46x and a price-to-book of 11.37x on a book value of ₹139.02 per share as of Mar 2025. Solomo computes return on equity of 10.42% and return on capital employed of 11.02% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 109.13x
- Industry P/E
- 81.46x
- P/B
- 11.37x
- EPS (TTM)
- ₹14.48
- Book value / share
- ₹139.02
- ROE
- 10.42%
- ROCE
- 11.02%
- ROA
- 8.9%
- Debt / equity
- 0.05x
- Dividend yield
- 0%
- EBITDA margin
- 12.96%
- 52-week range
- ₹1,334.2 – ₹1,963
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, PB Fintech Ltd (POLICYBZR) reported revenue of ₹6,794 crore, net profit of ₹670 crore and earnings per share of ₹14.48. That compares with revenue of ₹4,977 crore and net profit of ₹353 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹2,061 crore and net profit ₹261 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,425 | 2,558 | 3,438 | 4,977 | 6,794 |
| Net profit (₹ cr) | -833 | -488 | 64 | 353 | 670 |
| EPS (₹) | -18.53 | -10.82 | 1.48 | 7.69 | 14.48 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 45.20% | 51.73% | 44.78% |
| Profit growth | - | - | 448.30% |
| Stock price CAGR | - | 28% | -14% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 0% of PB Fintech Ltd (POLICYBZR) (unchanged from the previous quarter), foreign institutional investors (FII) hold 37.3% and domestic institutional investors (DII) hold 40.42%. Market capitalisation was ₹73,131 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2021.
Largest disclosed public shareholders in Jun 2026: Macritchie Investments Pte Ltd 6.47%, Info Edge (India) Limited 6.47%, Hdfc Mutual Fund - Hdfc Mid-Cap Fund 4.87%, Nps Trust- A/C Sbi Pension Fund Scheme - State Govt 4.17%, Diphda Internet Services Limited 4.08%, Mirae Asset Large & Midcap Fund 3.45%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 0% | - | 37.3% | 40.42% | 0% |
| Mar 2026 | 0% | - | 39.94% | 36.73% | 99.86% |
| Dec 2025 | 0% | - | 40.77% | 29.54% | 99.86% |
| Sep 2025 | 0% | - | 43.64% | 26.62% | 99.73% |
| Jun 2025 | 0% | - | 46.78% | 23.28% | 99.72% |
| Mar 2025 | 0% | - | 45.93% | 22.95% | 99.72% |
| Dec 2024 | 0% | - | 47.79% | 20.57% | 99.72% |
| Sep 2024 | 0% | - | 49.71% | 18.41% | 99.46% |