Real Touch Finance Ltd. (RTFL) — shareholding pattern, promoter holding, financials and share price
About Real Touch Finance Ltd. (RTFL)
Real Touch Finance Ltd. operates in the Other Financial Services industry, within the Financial Services sector. It trades on the NSE as RTFL and on the BSE under scrip code 538611. Its ISIN is INE840I01014.
Incorporated in 1984, Real Touch Finance Ltd is in the business of offering various types of loans. [1]
Real Touch Finance Limited is primarily engaged in the business of providing loans and inter-corporate deposits to corporate clients, operating mainly from Kolkata.
The company was formerly known as Associated Ceramics and officially changed its name to Real Touch Finance Limited in 2015 to better reflect its business focus.
Listed peers in Other Financial Services: Bridge Securities Ltd, Elixir Capital Ltd, Apoorva Leasing Finance & Investment Co Ltd, HB Portfolio Ltd, GACM Technologies Ltd, SPA Capital Services Ltd.
Valuation & Returns
10 Jul 2026At ₹46.13 a share on 10 Jul 2026, Real Touch Finance Ltd. (RTFL) was valued at a price-to-earnings ratio of 11.28x against an industry P/E of 19.5x and a price-to-book of 1.24x on a book value of ₹37.07 per share as of Mar 2025. Solomo computes return on equity of 11.03% and return on capital employed of 9.62% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 11.28x
- Industry P/E
- 19.5x
- P/B
- 1.24x
- EPS (TTM)
- ₹4.09
- Book value / share
- ₹37.07
- ROE
- 11.03%
- ROCE
- 9.62%
- ROA
- 2.26%
- Debt / equity
- 3.5x
- Dividend yield
- 0%
- EBITDA margin
- 87.74%
- 52-week range
- ₹41.88 – ₹64.8
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Real Touch Finance Ltd. (RTFL) reported revenue of ₹39.18 crore, net profit of ₹5.19 crore and earnings per share of ₹4.09. That compares with revenue of ₹28.86 crore and net profit of ₹4.61 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹11.32 crore and net profit ₹0.97 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 2.36 | 10.39 | 18.74 | 28.86 | 39.18 |
| Net profit (₹ cr) | 1.45 | 2.62 | 2.63 | 4.61 | 5.19 |
| EPS (₹) | 1.14 | 2.06 | 2.07 | 3.63 | 4.09 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 50.26% | 72.53% | 129.85% | 54.00% |
| Profit growth | 31.54% | 32.31% | 46.98% | 75.29% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 54.12% of Real Touch Finance Ltd. (RTFL) (unchanged from the previous quarter) and domestic institutional investors (DII) hold 0.03%. Market capitalisation was ₹59 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Jun 2014.
Largest disclosed public shareholders in Jun 2026: AWADH HEEMGHAR PRIVATE LIMTED 2.34%, ANAND POTATO COLD STORAGE PRIVATE LIMITED 2.01%, DHANKUBER VINTRADE PVT LTD 1.97%, DHANSHAKTI MERCANTILE PRIVATE LIMITED 1.97%, SANGAM MERCHANTS PVT.LTD. 1.97%, SIDHIMANGAL COMMODEAL PVT.LTD. 1.97%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 54.12% | - | - | 0.03% | 45.88% |
| Mar 2026 | 54.12% | - | - | 0.03% | 45.88% |
| Dec 2025 | 54.12% | - | - | 0.03% | 45.88% |
| Sep 2025 | 54.12% | - | - | - | 45.88% |
| Jun 2025 | 54.12% | - | - | - | 45.88% |
| Mar 2025 | 54.12% | - | - | - | 45.88% |
| Dec 2024 | 54.12% | - | - | - | 45.88% |
| Sep 2024 | 54.12% | - | - | - | 45.88% |