Sera Investments & Finance India Ltd (SERA) — shareholding pattern, promoter holding, financials and share price
About Sera Investments & Finance India Ltd (SERA)
Sera Investments & Finance India Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as SERA and on the BSE under scrip code 512399. Its ISIN is INE017I01027.
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
Sera Investments & Finance India Limited, formerly known as Kapashi Commercial Limited, is an RBI-registered Non-Banking Financial Company (NBFC).
The company specializes in providing unsecured loans to Micro, Small and Medium Enterprises (MSMEs) with quick approval and disbursal processes, bypassing traditional hurdles.
Listed peers in Non Banking Financial Company (NBFC): Bombay Oxygen Investments Ltd, Starteck Finance Ltd, Avonmore Capital & Management Services Ltd, Last Mile Enterprises Ltd, Vaarad Ventures Ltd, Shalibhadra Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹41.2 a share on 10 Jul 2026, Sera Investments & Finance India Ltd (SERA) was valued at a price-to-earnings ratio of 5.1x against an industry P/E of 19.5x and a price-to-book of 0.92x on a book value of ₹44.86 per share as of Mar 2025. Solomo computes return on equity of 18.02% and return on capital employed of 21.69% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.1x
- Industry P/E
- 19.5x
- P/B
- 0.92x
- EPS (TTM)
- ₹8.08
- Book value / share
- ₹44.86
- ROE
- 18.02%
- ROCE
- 21.69%
- ROA
- 13.92%
- Debt / equity
- 0.07x
- EBITDA margin
- 89.92%
- 52-week range
- ₹31.31 – ₹52.45
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Sera Investments & Finance India Ltd (SERA) reported revenue of ₹72 crore, net profit of ₹54 crore and earnings per share of ₹8.18. That compares with revenue of ₹12 crore and net profit of ₹3 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹42 crore and net profit ₹33 crore (consolidated).
| Metric | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Revenue (₹ cr) | 23 | 12 | 72 |
| Net profit (₹ cr) | 18 | 3 | 54 |
| EPS (₹) | 2.75 | 0.39 | 8.18 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | - | 76.87% | 56.10% | -49.32% |
| Profit growth | 25.82% | 92.42% | - | -85.84% |
| Stock price CAGR | - | 30% | 51% | 16% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 57.69% of Sera Investments & Finance India Ltd (SERA) (down 0.47 pp QoQ), foreign institutional investors (FII) hold 4.12% and domestic institutional investors (DII) hold 0%. Market capitalisation was ₹270 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: ERISKA INVESTMENT FUND LTD 4.12%, MOHAMED IRFAN MOHAMED LATIF SHAIKH 2.3%, RONIT CHAMPAKLAL SHAH 1.21%, EFFICENT TIE UP PRIVATE LIMITED 1.17%, RUPABEN RAJENDRAKUMAR VADODARIA 1.16%, ROMIT CHAMPAKLAL SHAH 1.11%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 57.69% | - | 4.12% | 0% | 42.31% |
| Mar 2026 | 58.16% | - | 4.12% | 0% | 41.84% |
| Dec 2025 | 58.16% | - | 4.12% | 0% | 41.84% |
| Sep 2025 | 58.26% | - | 4.12% | - | 41.74% |
| Jun 2025 | 58.26% | - | 16.1% | - | 41.74% |
| Mar 2025 | 57.77% | - | - | - | 42.23% |
| Dec 2024 | 56.05% | - | - | - | 43.95% |
| Sep 2024 | 56.05% | - | 14.68% | - | 43.95% |