Smart Finsec Ltd (SMARTFIN) — shareholding pattern, promoter holding, financials and share price
About Smart Finsec Ltd (SMARTFIN)
Smart Finsec Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as SMARTFIN and on the BSE under scrip code 539494. Its ISIN is INE766D01020.
Incorporated in 1994, Smart Finsec Ltd is in the business of lending small loans and investments in stocks, securities, and bonds. [1]
Smart Finsec Limited is a registered Non-Banking Finance Company (NBFC) in India, primarily engaged in lending small loans and investing in stocks, securities, and bonds.
The company underwent multiple name changes, beginning as Kevalin Securities Private Limited in 1994 and becoming Smart Finsec Limited in 2010.
Listed peers in Non Banking Financial Company (NBFC): Standard Batteries Ltd, Nalin Lease Finance Ltd, Dynamic Archistructures Ltd, Cubical Financial Services Ltd, Abhishek Finlease Ltd, Vani Commercials Ltd.
Valuation & Returns
10 Jul 2026At ₹8.12 a share on 10 Jul 2026, Smart Finsec Ltd (SMARTFIN) was valued at a price-to-earnings ratio of 24.86x against an industry P/E of 19.5x and a price-to-book of 1.55x on a book value of ₹5.23 per share as of Mar 2025. Solomo computes return on equity of 6.25% and return on capital employed of 8.15% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 24.86x
- Industry P/E
- 19.5x
- P/B
- 1.55x
- EPS (TTM)
- ₹0.33
- Book value / share
- ₹5.23
- ROE
- 6.25%
- ROCE
- 8.15%
- ROA
- 6.21%
- Debt / equity
- 0x
- Dividend yield
- 0%
- EBITDA margin
- 69.04%
- 52-week range
- ₹6.3 – ₹14.19
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Smart Finsec Ltd (SMARTFIN) reported revenue of ₹1.97 crore, net profit of ₹0.98 crore and earnings per share of ₹0.33. That compares with revenue of ₹2.37 crore and net profit of ₹1.17 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹0.5 crore and net profit ₹0.17 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 50.82 | 30.75 | 25.07 | 2.37 | 1.97 |
| Net profit (₹ cr) | 3.46 | 1.41 | 2.37 | 1.17 | 0.98 |
| EPS (₹) | 1.15 | 0.47 | 0.79 | 0.39 | 0.33 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 11.44% | -24.47% | -64.02% | -90.55% |
| Profit growth | - | 28.09% | -30.24% | -50.63% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 74.99% of Smart Finsec Ltd (SMARTFIN) (unchanged from the previous quarter). Market capitalisation was ₹24 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2015.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 74.99% | - | - | - | 25.01% |
| Mar 2026 | 74.99% | - | - | - | 25.01% |
| Dec 2025 | 74.99% | - | - | - | 25.01% |
| Sep 2025 | 74.99% | - | - | - | 25.01% |
| Jun 2025 | 74.99% | - | - | - | 25.01% |
| Mar 2025 | 74.99% | - | - | - | 25.01% |
| Dec 2024 | 74.99% | - | - | - | 25.01% |
| Sep 2024 | 74.99% | - | - | - | 25.01% |