TruCap Finance Ltd (TRU) — shareholding pattern, promoter holding, financials and share price
About TruCap Finance Ltd (TRU)
TruCap Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as TRU and on the BSE under scrip code 540268. Its ISIN is INE615R01029.
Incorporated in 1994, TruCap Finance Ltd is in the business of Fund based activities and Advisory services [1]
TruCap Finance Limited is an NBFC focused on providing financial services such as SME loans, personal loans, and gold-backed loans. The company prioritizes financial inclusion among MSMEs in underbanked regions.
TruCap Finance is facing financial challenges, with a notable decline in both AUM and total income, alongside an increase in gross NPAs due to stressors in MSME lending.
Listed peers in Non Banking Financial Company (NBFC): Dar Credit & Capital Ltd, Transwarranty Finance Ltd, Odyssey Corporation Ltd, Apex Capital and Finance Ltd, Mega Corporation Ltd, Capfin India Ltd.
Valuation & Returns
10 Jul 2026At ₹5.4 a share on 10 Jul 2026, TruCap Finance Ltd (TRU) was valued at a price-to-earnings ratio of -0.62x against an industry P/E of 19.5x and a price-to-book of 0.4x on a book value of ₹13.64 per share as of Mar 2025. Solomo computes return on equity of -63.91% and return on capital employed of -20.03% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- -0.62x
- Industry P/E
- 19.5x
- P/B
- 0.4x
- EPS (TTM)
- ₹-8.72
- Book value / share
- ₹13.64
- ROE
- -63.91%
- ROCE
- -20.03%
- ROA
- -14.82%
- Debt / equity
- 3.21x
- EBITDA margin
- -69.84%
- 52-week range
- ₹4.55 – ₹20.84
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, TruCap Finance Ltd (TRU) reported revenue of ₹83 crore, net profit of ₹-113 crore and earnings per share of ₹-9.48. That compares with revenue of ₹197 crore and net profit of ₹-59 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹15 crore and net profit ₹-19 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 76 | 123 | 162 | 197 | 83 |
| Net profit (₹ cr) | 4 | 1 | 11 | -59 | -113 |
| EPS (₹) | 0.45 | 0.05 | 0.94 | -5.07 | -9.48 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 68.31% | 59.38% | 41.17% | 21.51% |
| Profit growth | - | - | - | -640.60% |
| Stock price CAGR | - | -50% | -53% | -73% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 30.96% of TruCap Finance Ltd (TRU) (unchanged from the previous quarter), foreign institutional investors (FII) hold 5.02% and domestic institutional investors (DII) hold 0.99%. Market capitalisation was ₹64 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2016.
Largest disclosed public shareholders in Jun 2026: IND SWIFT LABORATORIES 4.66%, AVL ELECTRIC VEHICLES PRIVATE LIMITED 4.21%, SIDDHI JAISWAL 3.29%, AVIATOR EMERGING MARKET FUND 2.62%, NOVA GLOBAL OPPORTUNITIES FUND PCC - TOUCHSTONE 2.4%, ROHANJEET SINGH JUNEJA 2.24%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 30.96% | - | 5.02% | 0.99% | 69.04% |
| Mar 2026 | 30.96% | - | 5.19% | 0.99% | 69.04% |
| Dec 2025 | 30.96% | - | 5.19% | 0.99% | 69.04% |
| Sep 2025 | 30.96% | - | 5.22% | 0.99% | 69.04% |
| Jun 2025 | 30.96% | - | 5.82% | 0.93% | 69.04% |
| Mar 2025 | 35.76% | 3.6% | 6.18% | 0.94% | 64.24% |
| Dec 2024 | 37.21% | - | 8.08% | 1.07% | 62.79% |
| Sep 2024 | 36.86% | 50.3% | 8.41% | 1.07% | 63.14% |