Usha Financial Services Ltd (USHAFIN) — shareholding pattern, promoter holding, financials and share price
About Usha Financial Services Ltd (USHAFIN)
Usha Financial Services Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as USHAFIN and on the BSE under scrip code 93327. Its ISIN is INE0LS001014.
Incorporated in May 1995, Usha Financial Services Limited is a non-banking finance company providing lending solutions to other NBFCs, corporates, MSMEs, and individuals, particularly women entrepreneurs. [1]
Usha Financial Services Limited is a non-banking finance company (NBFC) specializing in lending solutions for fellow NBFCs, corporates, MSMEs, and individual clients. It places a notable emphasis on financial services for women entrepreneurs and electric vehicle (EV) financing.
Originally a private entity, Usha Financial transformed into a public company as of October 2022, highlighting its intent for broader market engagement.
Listed peers in Non Banking Financial Company (NBFC): Kreon Finnancial Services Ltd, Indus Finance Ltd, Sonal Mercantile Ltd, Apollo Finvest (India) Ltd, Raama Finance Ltd, Viji Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹33.2 a share on 10 Jul 2026, Usha Financial Services Ltd (USHAFIN) was valued at a price-to-earnings ratio of 6.42x against an industry P/E of 19.5x and a price-to-book of 0.68x on a book value of ₹48.57 per share as of Mar 2025. Solomo computes return on equity of 10.64% and return on capital employed of 13.28% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 6.42x
- Industry P/E
- 19.5x
- P/B
- 0.68x
- EPS (TTM)
- ₹5.17
- Book value / share
- ₹48.57
- ROE
- 10.64%
- ROCE
- 13.28%
- ROA
- 5.1%
- Debt / equity
- 0.87x
- Dividend yield
- 0%
- EBITDA margin
- 78.73%
- 52-week range
- ₹26.75 – ₹53.83
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Usha Financial Services Ltd (USHAFIN) reported revenue of ₹71 crore, net profit of ₹22 crore and earnings per share of ₹5.17. That compares with revenue of ₹61 crore and net profit of ₹14 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹17.63 crore and net profit ₹6.55 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 25 | 46 | 64 | 61 | 71 |
| Net profit (₹ cr) | 4 | 10 | 13 | 14 | 22 |
| EPS (₹) | - | - | 6.03 | 3.17 | 5.17 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 3.25% | 33.73% | -5.13% |
| Profit growth | 4.24% | 56.80% | 7.90% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 74.97% of Usha Financial Services Ltd (USHAFIN) (unchanged from the previous quarter). Market capitalisation was ₹144 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2025.
Largest disclosed public shareholders in Jun 2026: ATHAVI CONSULTANCY AND ADVISORS PRIVATE LIMITED 1.82%, VARUN GUPTA 1.66%, JINENDRA KUMAR JAIN 1.1%, EPOCH SYNTHETICS PVT LTD 1.05%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 74.97% | - | - | - | - |
| Mar 2026 | 74.97% | - | - | - | - |
| Dec 2025 | 74.97% | - | - | - | - |
| Sep 2025 | 74.48% | - | - | - | - |
| Mar 2025 | 74.54% | - | - | - | - |