Capital Small Finance Bank Ltd (CAPITALSFB) — shareholding pattern, promoter holding, financials and share price
About Capital Small Finance Bank Ltd (CAPITALSFB)
Capital Small Finance Bank Ltd operates in the Other Bank industry, within the Financial Services sector. It trades on the NSE as CAPITALSFB and on the BSE under scrip code 544120. Its ISIN is INE646H01017.
Incorporated in 1999, Capital Small Finance Bank Ltd is India's first Small Finance Bank [1]
Capital Small Finance Bank Limited operates as India's first Small Finance Bank, primarily focusing on the middle-income segment, offering asset products like agriculture, MSME, and mortgage loans across several Indian states.
For Q3 FY '26, the Bank witnessed robust credit and deposit growth, reporting a 20% YoY increase in advances and an 18.5% rise in deposits, showcasing a stable growth trajectory.
Listed peers in Other Bank: Equitas Small Finance Bank Ltd, Jana Small Finance Bank Ltd, Utkarsh Small Finance Bank Ltd, Suryoday Small Finance Bank Ltd, ESAF Small Finance Bank Ltd, Fino Payments Bank Ltd.
Valuation & Returns
10 Jul 2026At ₹294.3 a share on 10 Jul 2026, Capital Small Finance Bank Ltd (CAPITALSFB) was valued at a price-to-earnings ratio of 9.46x against an industry P/E of 13.51x and a price-to-book of 0.92x on a book value of ₹321.35 per share as of Mar 2026. Solomo computes return on equity of 9.68% and return on capital employed of 6.39% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 9.46x
- Industry P/E
- 13.51x
- P/B
- 0.92x
- EPS (TTM)
- ₹31.1
- Book value / share
- ₹321.35
- ROE
- 9.68%
- ROCE
- 6.39%
- ROA
- 1.16%
- Debt / equity
- 7.2x
- Dividend yield
- 3.06%
- EBITDA margin
- 74%
- 52-week range
- ₹207 – ₹330.4
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Capital Small Finance Bank Ltd (CAPITALSFB) reported revenue of ₹1,049 crore, net profit of ₹141 crore and earnings per share of ₹31.13. That compares with revenue of ₹908 crore and net profit of ₹132 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹273 crore and net profit ₹40 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 578 | 676 | 794 | 908 | 1,049 |
| Net profit (₹ cr) | 63 | 94 | 112 | 132 | 141 |
| EPS (₹) | 18.22 | 27.21 | 24.76 | 29.1 | 31.13 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 15.44% | 15.76% | 15.42% |
| Profit growth | 28.23% | 14.74% | 7.40% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 18.29% of Capital Small Finance Bank Ltd (CAPITALSFB) (up 0.28 pp QoQ), foreign institutional investors (FII) hold 0.59% and domestic institutional investors (DII) hold 27.47%. Market capitalisation was ₹1,338 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2024.
Largest disclosed public shareholders in Jun 2026: LLP 3.97%, Santokh Singh Chhokar 3.87%, Pi Ventures Llp 3.71%, Icici Prudential Life Insurance Company Limited 3.66%, Hdfc Life Insurance Company Limited 3.07%, Lyptus Punch-Card Fund 3%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 18.29% | - | 0.59% | 27.47% | 81.71% |
| Mar 2026 | 18.01% | - | 0.55% | 28.06% | 81.99% |
| Dec 2025 | 17.96% | - | 0.43% | 28.13% | 82.04% |
| Sep 2025 | 18.75% | - | 1.26% | 27.97% | 81.25% |
| Jun 2025 | 18.77% | - | 1.34% | 31.51% | 81.23% |
| Mar 2025 | 18.77% | - | 1.29% | 31.86% | 81.23% |
| Dec 2024 | 18.77% | - | 1.36% | 31.32% | 81.23% |
| Sep 2024 | 18.84% | - | 1.33% | 31.73% | 81.16% |