Suryoday Small Finance Bank Ltd (SURYODAY) — shareholding pattern, promoter holding, financials and share price
About Suryoday Small Finance Bank Ltd (SURYODAY)
Suryoday Small Finance Bank Ltd operates in the Other Bank industry, within the Financial Services sector. It trades on the NSE as SURYODAY and on the BSE under scrip code 543279. Its ISIN is INE428Q01011.
Incorporated in 2008, Suryoday Small Finance Bank Ltd is a leading Small Finance Bank(SFB) in India. The company started offering SFB services in 2017. They serve customers in the unbanked and underbanked segments. Before SBF, the company operated as an NBFC. [1]
Suryoday Small Finance Bank Limited offers a comprehensive range of financial products catering to economically weak groups, including microfinance, mortgages, and MSME loans, predominantly focusing on women from lower economic backgrounds.
The bank reported a robust Y-o-Y growth in its gross advances, showcasing a 24.3% increase, while deposits saw a 32.5% rise, highlighting growth in both lending and saving segments.
Listed peers in Other Bank: Equitas Small Finance Bank Ltd, Jana Small Finance Bank Ltd, Utkarsh Small Finance Bank Ltd, ESAF Small Finance Bank Ltd, Capital Small Finance Bank Ltd, Fino Payments Bank Ltd.
Valuation & Returns
10 Jul 2026At ₹184.3 a share on 10 Jul 2026, Suryoday Small Finance Bank Ltd (SURYODAY) was valued at a price-to-earnings ratio of 12.89x against an industry P/E of 13.51x and a price-to-book of 1.02x on a book value of ₹181.31 per share as of Mar 2025. Solomo computes return on equity of 7.89% and return on capital employed of 6.34% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 12.89x
- Industry P/E
- 13.51x
- P/B
- 1.02x
- EPS (TTM)
- ₹14.3
- Book value / share
- ₹181.31
- ROE
- 7.89%
- ROCE
- 6.34%
- ROA
- 0.97%
- Debt / equity
- 6.9x
- Dividend yield
- 0.81%
- EBITDA margin
- 58.38%
- 52-week range
- ₹115.3 – ₹190.95
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Suryoday Small Finance Bank Ltd (SURYODAY) reported revenue of ₹2,160 crore, net profit of ₹152 crore and earnings per share of ₹14.3. That compares with revenue of ₹1,954 crore and net profit of ₹115 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹602 crore and net profit ₹50 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 942 | 1,184 | 1,589 | 1,954 | 2,160 |
| Net profit (₹ cr) | -93 | 78 | 216 | 115 | 152 |
| EPS (₹) | -8.76 | 7.32 | 20.34 | 10.82 | 14.3 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 28.91% | 20.57% | 27.54% | 22.98% |
| Profit growth | 17.25% | 0.72% | - | -46.77% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 22.48% of Suryoday Small Finance Bank Ltd (SURYODAY) (unchanged from the previous quarter), foreign institutional investors (FII) hold 5.35% and domestic institutional investors (DII) hold 5.47%. Promoters have pledged 22.3% of their holding. Market capitalisation was ₹1,959 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2021.
Largest disclosed public shareholders in Jun 2026: 1729 CAPITAL 3.69%, RESPONSABILITY PARTICIPATIONS MAURITIUS 3.58%, GAJA CAPITAL FUND II LIMITED 3.46%, EVOLVENCE INDIA FUND II LTD 3.45%, DEG-DEUTSCHE INVESTITIONS -UND ENTWICKLUNGSGESELLS 3.3%, TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA 3.27%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 22.48% | 22.3% | 5.35% | 5.47% | 77.52% |
| Mar 2026 | 22.48% | 22.3% | 5.23% | 5.72% | 77.52% |
| Dec 2025 | 22.44% | 13.2% | 4.97% | 6.11% | 77.56% |
| Sep 2025 | 22.44% | 22.4% | 4.66% | 6.62% | 77.56% |
| Jun 2025 | 22.44% | 22.4% | 4.68% | 5.93% | 77.56% |
| Mar 2025 | 22.44% | 22.4% | 4.67% | 5.66% | 77.56% |
| Dec 2024 | 22.3% | 22.5% | 4.8% | 5.89% | 77.7% |
| Sep 2024 | 22.3% | 22.5% | 3.5% | 8% | 77.7% |