Finbud Financial Services Ltd (FINBUD) — shareholding pattern, promoter holding, financials and share price
About Finbud Financial Services Ltd (FINBUD)
Finbud Financial Services Ltd operates in the Financial Technology (Fintech) industry, within the Financial Services sector. It trades on the NSE as FINBUD and on the BSE under scrip code 94498. Its ISIN is INE0EDU01014.
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies. [1]
Finbud Financial Services Limited operates as a loan aggregation platform connecting borrowers with various lenders through both digital and agent channels. Its hybrid model stands out as its key differentiator.
The company reported a strong financial performance in H1 FY26, with a 36-38% growth across major financial metrics and recorded 5.1 crore PAT.
Listed peers in Financial Technology (Fintech): MOS Utility Ltd, WSFX Global Pay Ltd, IBL Finance Ltd, My Mudra Fincorp Ltd, Suvidhaa Infoserve Ltd, AGS Transact Technologies Ltd.
Valuation & Returns
10 Jul 2026At ₹122.85 a share on 10 Jul 2026, Finbud Financial Services Ltd (FINBUD) was valued at a price-to-earnings ratio of 20.11x against an industry P/E of 81.46x and a price-to-book of 2.03x on a book value of ₹60.59 per share. Solomo computes return on equity of 10.09% and return on capital employed of 12.87% from filed results.
- P/E
- 20.11x
- Industry P/E
- 81.46x
- P/B
- 2.03x
- EPS (TTM)
- ₹6.07
- Book value / share
- ₹60.59
- ROE
- 10.09%
- ROCE
- 12.87%
- ROA
- 6.98%
- Debt / equity
- 0.2x
- Dividend yield
- 0%
- EBITDA margin
- 6.3%
- 52-week range
- ₹76 – ₹164.85
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Finbud Financial Services Ltd (FINBUD) reported revenue of ₹316 crore, net profit of ₹12 crore and earnings per share of ₹6.12. That compares with revenue of ₹223 crore and net profit of ₹8 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹177.12 crore and net profit ₹6.35 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 88 | 135 | 190 | 223 | 316 |
| Net profit (₹ cr) | 0 | 2 | 6 | 8 | 12 |
| EPS (₹) | -6.37 | 1,171.97 | 3,605.1 | 6.07 | 6.12 |
| Measure | 3Y | 1Y |
|---|---|---|
| Sales growth | 36.38% | 17.37% |
| Profit growth | - | 50.18% |
Ownership Summary
Mar 2026As of Mar 2026, promoters hold 48.25% of Finbud Financial Services Ltd (FINBUD). Market capitalisation was ₹234 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2026.
Largest disclosed public shareholders in Mar 2026: ASHISH KACHOLIA 5.36%, SURESH KUMAR AGARWAL 4.72%, BENGAL FINANCE AND INVESTMENT PVT LTD 3.42%, AL MAHA INVESTMENT FUND PCC-ONYX STRATEGY 2.52%, BANDHAN SMALL CAP FUND 2.45%, MINERVA VENTURES FUND 2.02%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Mar 2026 | 48.25% | - | - | - | - |