IBL Finance Ltd (IBLFL) — shareholding pattern, promoter holding, financials and share price
About IBL Finance Ltd (IBLFL)
IBL Finance Ltd operates in the Financial Technology (Fintech) industry, within the Financial Services sector. It trades on the NSE as IBLFL and on the BSE under scrip code 91871. Its ISIN is INE0O7401018.
Incorporated in 2023, IBL Finance Ltd is in the business of lending through digital platforms, with a primary focus on SME loans [1]
IBL Finance Ltd, originally a private company, transitioned to a public limited company in 2023. It primarily operates a fintech-based financial services platform, focusing mainly on personal loans for self-employed professionals and small business entrepreneurs.
The company leverages technology and data science to streamline its lending process, offering a mobile app 'IBL: Instant Personal Loan' available on Google Playstore.
Listed peers in Financial Technology (Fintech): MOS Utility Ltd, Finbud Financial Services Ltd, WSFX Global Pay Ltd, My Mudra Fincorp Ltd, Suvidhaa Infoserve Ltd, AGS Transact Technologies Ltd.
Valuation & Returns
10 Jul 2026At ₹61 a share on 10 Jul 2026, IBL Finance Ltd (IBLFL) was valued at a price-to-earnings ratio of 61.54x against an industry P/E of 81.46x and a price-to-book of 2.2x on a book value of ₹21.79 per share. Solomo computes return on equity of 4.07% and return on capital employed of 8.46% from filed results.
- P/E
- 61.54x
- Industry P/E
- 81.46x
- P/B
- 2.2x
- EPS (TTM)
- ₹0.78
- Book value / share
- ₹21.79
- ROE
- 4.07%
- ROCE
- 8.46%
- Dividend yield
- 0%
- 52-week range
- ₹43.95 – ₹74
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2023In the year ended Mar 2023, IBL Finance Ltd (IBLFL) reported revenue of ₹13.31 crore and net profit of ₹1.93 crore. That compares with revenue of ₹3.27 crore and net profit of ₹0.43 crore in Mar 2022. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹8.99 crore and net profit ₹1.2 crore (standalone).
| Metric | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|
| Revenue (₹ cr) | 1.13 | 3.27 | 13.31 |
| Net profit (₹ cr) | -0.1 | 0.43 | 1.93 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 72.39% | 8.81% | 32.54% |
| Profit growth | - | 6.04% | 3.39% |
Ownership Summary
Mar 2026As of Mar 2026, promoters hold 63.2% of IBL Finance Ltd (IBLFL). Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2024.
Largest disclosed public shareholders in Mar 2026: MARKET-HUB STOCK BROKING PVT. LTD 5.52%, JAGDISH BABULAL VALANI 2.69%, JAYESH MANJIBHAI PATEL 1.35%, PRAKASH CHHOTALAL SHETH 1.34%, MEHULKUMAR B CHANCHAD 1.28%, REKHABEN PARESHBHAI LATHIYA 1.03%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Mar 2026 | 63.2% | - | - | - | - |
| Sep 2025 | 63.2% | - | - | - | - |
| Mar 2025 | 63.21% | - | - | - | - |
| Sep 2024 | 63.21% | - | - | - | - |
| Mar 2024 | 63.21% | - | - | - | - |