General Insurance Corporation of India (GICRE) — shareholding pattern, promoter holding, financials and share price
About General Insurance Corporation of India (GICRE)
General Insurance Corporation of India operates in the General Insurance industry, within the Financial Services sector. It trades on the NSE as GICRE and on the BSE under scrip code 540755. Its ISIN is INE481Y01014.
General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)
General Insurance Corporation of India (GIC Re) is India’s leading reinsurer providing treaty and facultative reinsurance across property, motor, agriculture, health, life and specialty lines, with presence in around 137 countries and a dominant domestic position supported by obligatory cessions from Indian insurers.
GIC Re reported FY24-25 standalone gross written premium of INR 41,154 crore and PAT of INR 6,701 crore, with 9M FY25-26 GWP at INR 32,976 crore; the company shows improving combined ratios (108.8% FY24-25; 106.9% 9M FY25-26) alongside strong solvency (370% FY24-25; 387% H1 FY25-26).
Listed peers in General Insurance: ICICI Lombard General Insurance Company Ltd, ICICI Prudential Life Insurance Company Ltd, Max Financial Services Ltd, Star Health & Allied Insurance Company Ltd, New India Assurance Company Ltd, Go Digit General Insurance Ltd.
Valuation & Returns
10 Jul 2026At ₹365 a share on 10 Jul 2026, General Insurance Corporation of India (GICRE) was valued at a price-to-earnings ratio of 7.11x against an industry P/E of 15.61x and a price-to-book of 1.04x on a book value of ₹350.55 per share as of Mar 2025. Solomo computes return on equity of 14.64% and return on capital employed of 18.61% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 7.11x
- Industry P/E
- 15.61x
- P/B
- 1.04x
- EPS (TTM)
- ₹51.3
- Book value / share
- ₹350.55
- ROE
- 14.64%
- ROCE
- 18.61%
- ROA
- 4.62%
- Debt / equity
- 0x
- Dividend yield
- 2.74%
- EBITDA margin
- 29.15%
- 52-week range
- ₹346.5 – ₹418
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, General Insurance Corporation of India (GICRE) reported revenue of ₹52,986 crore, net profit of ₹9,662 crore and earnings per share of ₹55.08. That compares with revenue of ₹49,617 crore and net profit of ₹7,432 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹13,018 crore and net profit ₹2,533 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 48,967 | 46,638 | 45,978 | 49,617 | 52,986 |
| Net profit (₹ cr) | 2,386 | 6,907 | 6,686 | 7,432 | 9,662 |
| EPS (₹) | 13.6 | 39.37 | 38.11 | 42.36 | 55.08 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 10.62% | -2.14% | -1.49% | 7.91% |
| Profit growth | 9.97% | - | 49.50% | 7.16% |
| Stock price CAGR | - | 15% | 25% | -7% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 77.4% of General Insurance Corporation of India (GICRE) (down 5 pp QoQ), foreign institutional investors (FII) hold 2.43% and domestic institutional investors (DII) hold 17.73%. Market capitalisation was ₹64,036 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2017.
Largest disclosed public shareholders in Jun 2026: LIFE INSURANCE CORPORATION OF INDIA 11.65%, ICICI PRUDENTIAL EQUITY SAVINGS FUND 2.1%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 77.4% | - | 2.43% | 17.73% | 22.6% |
| Mar 2026 | 82.4% | - | 2.06% | 13.55% | 17.6% |
| Dec 2025 | 82.4% | - | 2.12% | 13.32% | 17.6% |
| Sep 2025 | 82.4% | - | 2.12% | 13.1% | 17.6% |
| Jun 2025 | 82.4% | - | 2.11% | 13.3% | 17.6% |
| Mar 2025 | 82.4% | - | 1.93% | 13.67% | 17.6% |
| Dec 2024 | 82.4% | - | 1.8% | 13.7% | 17.6% |
| Sep 2024 | 82.4% | - | 1.34% | 13.71% | 17.6% |