HDFC Life Insurance Company Ltd (HDFCLIFE) — shareholding pattern, promoter holding, financials and share price
About HDFC Life Insurance Company Ltd (HDFCLIFE)
HDFC Life Insurance Company Ltd operates in the Life Insurance industry, within the Financial Services sector. It trades on the NSE as HDFCLIFE and on the BSE under scrip code 540777. Its ISIN is INE795G01014.
HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)
HDFC Life is a leading Indian life insurer offering individual and group life insurance, annuities, pensions and savings products distributed through bancassurance, agency, non-bank alliances and digital channels; the group also includes HDFC Pension and HDFC International Re, managing Rs 5.3 trillion group AUM and a broad product suite addressing protection, savings and retirement needs.
FY26 delivered steady scale: Individual APE reached Rs 146.4bn (+7%), renewal premium grew 15% to Rs 432.9bn, AUM rose 12% to Rs 3,752bn and PAT was Rs 19.1bn. However VNB growth was muted at 2% (to Rs 40.3bn) with NBM at 24.2% after one-off GST and surrender regulation impacts, signalling transitionary margin headwinds.
Listed peers in Life Insurance: SBI Life Insurance Company Ltd, ICICI Lombard General Insurance Company Ltd, ICICI Prudential Life Insurance Company Ltd, General Insurance Corporation of India, Max Financial Services Ltd, Star Health & Allied Insurance Company Ltd.
Valuation & Returns
10 Jul 2026At ₹566.8 a share on 10 Jul 2026, HDFC Life Insurance Company Ltd (HDFCLIFE) was valued at a price-to-earnings ratio of 64.39x against an industry P/E of 15.61x and a price-to-book of 6.94x on a book value of ₹81.7 per share as of Mar 2026. Solomo computes return on equity of 10.77% and return on capital employed of 9.41% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 64.39x
- Industry P/E
- 15.61x
- P/B
- 6.94x
- EPS (TTM)
- ₹8.8
- Book value / share
- ₹81.7
- ROE
- 10.77%
- ROCE
- 9.41%
- ROA
- 0.49%
- Debt / equity
- 0.17x
- Dividend yield
- 0.37%
- EBITDA margin
- 2.65%
- 52-week range
- ₹543.05 – ₹814.95
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, HDFC Life Insurance Company Ltd (HDFCLIFE) reported revenue of ₹99,432 crore, net profit of ₹1,912 crore and earnings per share of ₹8.86. That compares with revenue of ₹96,922 crore and net profit of ₹1,811 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Jun 2026, revenue was ₹33,759 crore and net profit ₹611 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 67,126 | 70,207 | 1,01,482 | 96,922 | 99,432 |
| Net profit (₹ cr) | 1,327 | 1,368 | 1,574 | 1,811 | 1,912 |
| EPS (₹) | 6.28 | 6.37 | 7.32 | 8.41 | 8.86 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 13.92% | 6.73% | 11.72% | 2.59% |
| Profit growth | 8.91% | 7.04% | 11.81% | 5.61% |
| Stock price CAGR | - | -4% | -5% | -25% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 50.54% of HDFC Life Insurance Company Ltd (HDFCLIFE) (up 0.33 pp QoQ), foreign institutional investors (FII) hold 19.27% and domestic institutional investors (DII) hold 20.19%. Market capitalisation was ₹1,23,136 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2017.
Largest disclosed public shareholders in Jun 2026: ICICI Prudential Mutual Fund 4.48%, SBI Mutual Fund 4.23%, Exide Industries Limited 4.01%, CAMAS INVESTMENTS PTE. LTD. 1.68%, Nippon Life Mutual Fund 1.37%, NPS TRUST 1.18%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 50.54% | - | 19.27% | 20.19% | 49.44% |
| Mar 2026 | 50.21% | - | 22.52% | 17.25% | 49.77% |
| Dec 2025 | 50.21% | - | 24.26% | 15.24% | 49.76% |
| Sep 2025 | 50.25% | - | 24.81% | 14.6% | 49.73% |
| Jun 2025 | 50.28% | - | 24.75% | 14.58% | 49.7% |
| Mar 2025 | 50.32% | - | 24.95% | 14.1% | 49.66% |
| Dec 2024 | 50.32% | - | 25.14% | 13.74% | 49.65% |
| Sep 2024 | 50.34% | - | 25.63% | 13.25% | 49.64% |