Indian Railway Finance Corporation Ltd (IRFC) — shareholding pattern, promoter holding, financials and share price
About Indian Railway Finance Corporation Ltd (IRFC)
Indian Railway Finance Corporation Ltd operates in the Financial Institution industry, within the Financial Services sector. It trades on the NSE as IRFC and on the BSE under scrip code 543257. Its ISIN is INE053F01010.
Incorporated in 1986, Indian Railway Finance Corporation borrows funds from the financial markets to finance the acquisition / creation of assets which are then leased out to the Indian Railways as finance lease [1]
Indian Railway Finance Corporation Limited (IRFC) serves as the financial arm of Indian Railways, facilitating market borrowings to fund its vast infrastructure and rolling stock needs.
IRFC has achieved a significant milestone by becoming a diversified lender beyond the Ministry of Railways, as part of its IRFC 2.0 initiative, positioning itself for future growth.
Listed peers in Financial Institution: Power Finance Corporation Ltd, REC Ltd, Housing & Urban Development Corporation Ltd, Indian Renewable Energy Development Agency Ltd, IFCI Ltd, Tourism Finance Corporation of India Ltd.
Valuation & Returns
10 Jul 2026At ₹89.88 a share on 10 Jul 2026, Indian Railway Finance Corporation Ltd (IRFC) was valued at a price-to-earnings ratio of 16.76x against an industry P/E of 19.5x and a price-to-book of 2.23x on a book value of ₹40.3 per share as of Mar 2025. Solomo computes return on equity of 13.31% and return on capital employed of 5.46% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 16.76x
- Industry P/E
- 19.5x
- P/B
- 2.23x
- EPS (TTM)
- ₹5.36
- Book value / share
- ₹40.3
- ROE
- 13.31%
- ROCE
- 5.46%
- ROA
- 1.43%
- Debt / equity
- 7.83x
- Dividend yield
- 17.25%
- EBITDA margin
- 99.1%
- 52-week range
- ₹86.95 – ₹137.95
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Indian Railway Finance Corporation Ltd (IRFC) reported revenue of ₹27,285 crore, net profit of ₹7,009 crore and earnings per share of ₹5.36. That compares with revenue of ₹27,153 crore and net profit of ₹6,502 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹7,336 crore and net profit ₹1,684 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 20,299 | 23,892 | 26,650 | 27,153 | 27,285 |
| Net profit (₹ cr) | 6,090 | 6,337 | 6,412 | 6,502 | 7,009 |
| EPS (₹) | 4.66 | 4.85 | 4.91 | 4.98 | 5.36 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 15.13% | 10.18% | 1.89% |
| Profit growth | 15.29% | 2.21% | 1.40% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 82.9% of Indian Railway Finance Corporation Ltd (IRFC) (down 1.75 pp QoQ), foreign institutional investors (FII) hold 1.18% and domestic institutional investors (DII) hold 3.97%. Market capitalisation was ₹1,17,460 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2021.
Largest disclosed public shareholders in Jun 2026: LIFE INSURANCE CORPORATION OF INDIA 3.54%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 82.9% | - | 1.18% | 3.97% | 17.1% |
| Mar 2026 | 84.65% | - | 1.17% | 2.89% | 15.35% |
| Dec 2025 | 86.36% | - | 0.98% | 1.55% | 13.64% |
| Sep 2025 | 86.36% | - | 0.97% | 1.49% | 13.64% |
| Jun 2025 | 86.36% | - | 0.93% | 1.46% | 13.64% |
| Mar 2025 | 86.36% | - | 0.98% | 1.34% | 13.64% |
| Dec 2024 | 86.36% | - | 1.01% | 1.24% | 13.64% |
| Sep 2024 | 86.36% | - | 1.09% | 1.08% | 13.64% |