Muthoot Finance Ltd (MUTHOOTFIN) — shareholding pattern, promoter holding, financials and share price
About Muthoot Finance Ltd (MUTHOOTFIN)
Muthoot Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as MUTHOOTFIN and on the BSE under scrip code 533398. Its ISIN is INE414G01012.
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India [1]
Muthoot Finance is India’s largest gold-financing NBFC, focused primarily on short-tenor loans secured by customer gold jewellery and supported by subsidiaries offering housing finance, microfinance, insurance broking and a Sri Lankan lending business.
The company delivered record scale and profits in 9M FY26: consolidated Loan AUM reached ₹1,647,198 million (48% YoY) and consolidated PAT rose 84% to ₹7,209 million, reflecting strong demand for collateralised credit and robust operational leverage in the gold-loan franchise.
Listed peers in Non Banking Financial Company (NBFC): Cholamandalam Investment & Finance Company Ltd, Tata Capital Ltd, L&T Finance Ltd, HDB Financial Services Ltd, SBI Cards & Payment Services Ltd, Sundaram Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹3,129.65 a share on 10 Jul 2026, Muthoot Finance Ltd (MUTHOOTFIN) was valued at a price-to-earnings ratio of 11.85x against an industry P/E of 19.5x and a price-to-book of 3.21x on a book value of ₹974.68 per share. Solomo computes return on equity of 27.06% and return on capital employed of 13.24% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 11.85x
- Industry P/E
- 19.5x
- P/B
- 3.21x
- EPS (TTM)
- ₹264.2
- Book value / share
- ₹974.68
- ROE
- 27.06%
- ROCE
- 13.24%
- ROA
- 5.42%
- Debt / equity
- 3.88x
- Dividend yield
- 20.62%
- EBITDA margin
- 81.52%
- 52-week range
- ₹2,478 – ₹4,149
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Muthoot Finance Ltd (MUTHOOTFIN) reported revenue of ₹31,209 crore, net profit of ₹10,607 crore and earnings per share of ₹263.79. That compares with revenue of ₹20,214 crore and net profit of ₹5,352 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹9,289 crore and net profit ₹3,397 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 12,186 | 11,898 | 15,062 | 20,214 | 31,209 |
| Net profit (₹ cr) | 4,031 | 3,670 | 4,468 | 5,352 | 10,607 |
| EPS (₹) | 100.08 | 89.98 | 107.71 | 132.84 | 263.79 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 15.00% | 14.43% | 15.55% | 34.21% |
| Profit growth | 22.96% | 11.50% | 9.56% | 19.80% |
| Stock price CAGR | 27% | 14% | 32% | 13% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 73.35% of Muthoot Finance Ltd (MUTHOOTFIN) (unchanged from the previous quarter), foreign institutional investors (FII) hold 11.61% and domestic institutional investors (DII) hold 10.76%. Market capitalisation was ₹1,25,646 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Jun 2011.
Largest disclosed public shareholders in Jun 2026: SBI Mutual Fund 5.35%, Motilal Oswal Mutual Fund 1.06%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 73.35% | - | 11.61% | 10.76% | 26.65% |
| Mar 2026 | 73.35% | - | 12.3% | 10.42% | 26.65% |
| Dec 2025 | 73.35% | - | 11.75% | 11.13% | 26.65% |
| Sep 2025 | 73.35% | - | 11.58% | 11.37% | 26.65% |
| Jun 2025 | 73.35% | - | 10.84% | 12.21% | 26.65% |
| Mar 2025 | 73.35% | - | 11.03% | 11.74% | 26.65% |
| Dec 2024 | 73.35% | - | 10.26% | 12.99% | 26.65% |
| Sep 2024 | 73.35% | - | 9.84% | 13.31% | 26.65% |