Tata Capital Ltd (TATACAP) — shareholding pattern, promoter holding, financials and share price
About Tata Capital Ltd (TATACAP)
Tata Capital Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as TATACAP and on the BSE under scrip code 544574. Its ISIN is INE976I01016.
Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is carrying on business as a NBFC. It is engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards. [1]
Tata Capital is an upper-layer NBFC of the Tata Group offering a diversified financial services platform that includes retail, SME and corporate lending, a listed housing finance subsidiary, private equity, wealth management, distribution of insurance and card products, and treasury funding solutions; consolidated Net AUM reached ~₹2.77tn as of Mar-31, 2026 following strategic mergers and listing.
Q4FY26 operating momentum was strong: excluding Motor Finance, Net AUM grew 28% YoY to ₹2.52tn with PAT up 51% YoY to ₹1,459 crore, credit cost falling to 0.8% and ROA improving to 2.5%, demonstrating simultaneous scale, improved asset quality and rising profitability driven by retail, SME and housing segments.
Listed peers in Non Banking Financial Company (NBFC): Shriram Finance Ltd, Cholamandalam Investment & Finance Company Ltd, Muthoot Finance Ltd, L&T Finance Ltd, HDB Financial Services Ltd, SBI Cards & Payment Services Ltd.
Valuation & Returns
10 Jul 2026At ₹360.45 a share on 10 Jul 2026, Tata Capital Ltd (TATACAP) was valued at a price-to-earnings ratio of 31.28x against an industry P/E of 19.5x and a price-to-book of 4.61x on a book value of ₹78.19 per share as of Mar 2025. Solomo computes return on equity of 14.74% and return on capital employed of 7.98% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 31.28x
- Industry P/E
- 19.5x
- P/B
- 4.61x
- EPS (TTM)
- ₹11.52
- Book value / share
- ₹78.19
- ROE
- 14.74%
- ROCE
- 7.98%
- ROA
- 1.97%
- Debt / equity
- 6.28x
- Dividend yield
- 0.16%
- EBITDA margin
- 73.2%
- 52-week range
- ₹296.05 – ₹379.1
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Tata Capital Ltd (TATACAP) reported revenue of ₹31,540 crore, net profit of ₹4,891 crore and earnings per share of ₹11.42. That compares with revenue of ₹28,324 crore and net profit of ₹3,655 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹8,160 crore and net profit ₹1,466 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 10,162 | 13,631 | 18,178 | 28,324 | 31,540 |
| Net profit (₹ cr) | 1,801 | 2,946 | 3,327 | 3,655 | 4,891 |
| EPS (₹) | 4.69 | 8.51 | 8.41 | 9.64 | 11.42 |
| Measure | 3Y | 1Y |
|---|---|---|
| Sales growth | 261.17% | 55.82% |
| Profit growth | 214.88% | 9.86% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 85.41% of Tata Capital Ltd (TATACAP) (unchanged from the previous quarter), foreign institutional investors (FII) hold 5.18% and domestic institutional investors (DII) hold 3.56%. Market capitalisation was ₹1,53,006 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2025.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 85.41% | - | 5.18% | 3.56% | 13.94% |
| Mar 2026 | 85.41% | - | 4.88% | 3.61% | 13.93% |
| Dec 2025 | 85.41% | - | 4.63% | 3.33% | 13.93% |