About Shriram Finance Ltd (SHRIRAMFIN)

Shriram Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as SHRIRAMFIN and on the BSE under scrip code 511218. Its ISIN is INE721A01047.

Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]

Shriram Finance Limited primarily engages in the business of financing commercial and passenger vehicles, construction equipment, and extending loans for small and medium enterprises, gold, and personal loans. It is a prominent player in the organized financing of pre-owned commercial vehicles.

The company's revenue from operations increased by 13.88% in Q3 FY26 compared to the corresponding previous period, showcasing strong business performance amidst macroeconomic challenges.

Listed peers in Non Banking Financial Company (NBFC): Cholamandalam Investment & Finance Company Ltd, Tata Capital Ltd, Muthoot Finance Ltd, L&T Finance Ltd, HDB Financial Services Ltd, SBI Cards & Payment Services Ltd.

Valuation & Returns

10 Jul 2026

At ₹1,044.4 a share on 10 Jul 2026, Shriram Finance Ltd (SHRIRAMFIN) was valued at a price-to-earnings ratio of 24.56x against an industry P/E of 19.5x and a price-to-book of 3.73x on a book value of ₹280.16 per share as of Mar 2026. Solomo computes return on equity of 15.18% and return on capital employed of 10.99% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.

P/E
24.56x
Industry P/E
19.5x
P/B
3.73x
EPS (TTM)
₹42.52
Book value / share
₹280.16
ROE
15.18%
ROCE
10.99%
ROA
3.11%
Debt / equity
3.8x
Dividend yield
1.32%
EBITDA margin
74.76%
52-week range
₹566.4 – ₹1,108

Ratios are computed from filed results and the last recorded price. Not investment advice.

Financial Performance

Mar 2026

In the year ended Mar 2026, Shriram Finance Ltd (SHRIRAMFIN) reported revenue of ₹48,135 crore, net profit of ₹10,024 crore and earnings per share of ₹53.28. That compares with revenue of ₹43,941 crore and net profit of ₹9,576 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.

In the quarter ended Mar 2026, revenue was ₹12,513 crore and net profit ₹3,021 crore (consolidated).

Consolidated annual results for Shriram Finance Ltd (SHRIRAMFIN), Mar 2022 to Mar 2026. Revenue and net profit in ₹ crore; EPS in ₹ per share.
MetricMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue (₹ cr)19,25530,49236,38843,94148,135
Net profit (₹ cr)2,7216,0207,3999,57610,024
EPS (₹)20.1232.1139.250.8153.28
Compound annual growth for Shriram Finance Ltd (SHRIRAMFIN). Stock price CAGR is price return and excludes dividends.
Measure10Y5Y3Y1Y
Sales growth18.02%22.53%17.35%9.54%
Profit growth25.91%32.08%18.69%4.60%
Stock price CAGR16%29%43%53%

Ownership Summary

Jun 2026

As of Jun 2026, promoters hold 20.3% of Shriram Finance Ltd (SHRIRAMFIN) (down 5.08 pp QoQ), foreign institutional investors (FII) hold 54.77% and domestic institutional investors (DII) hold 19.9%. Market capitalisation was ₹2,45,738 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.

Largest disclosed public shareholders in Jun 2026: MUFG BANK LTD 20.02%, GOVERNMENT OF SINGAPORE 3.04%, NPS TRUST (Under different Sub accounts) 1.89%, KOTAK MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS) 1.71%, SBI MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS) 1.66%, MOTILAL OSWAL MUTUAL FUND (UNDER DIFFERENT SUB ACCOUNTS) 1.41%. Only stakes above the 1% disclosure threshold are named in filings.

QuarterPromoterPledgedFIIDIIPublic
Jun 202620.3%-54.77%19.9%79.7%
Mar 202625.38%-45.15%23.29%74.62%
Dec 202525.38%-47.22%21.3%74.62%
Sep 202525.39%-49.61%18.66%74.61%
Jun 202525.39%-52.62%16.33%74.61%
Mar 202525.4%-53.58%15.33%74.6%
Dec 202425.4%-53.08%15.94%74.6%
Sep 202425.4%-53.29%16.22%74.6%
Every quarter since Mar 2001 Filing data, not investment advice.