About Piramal Finance Ltd (PIRAMALFIN)
Piramal Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as PIRAMALFIN and on the BSE under scrip code 544597. Its ISIN is INE202B01038.
Piramal Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property, etc.
Piramal Finance is a diversified non-banking financial company offering retail and wholesale lending products including home loans, loans against property, used car loans, salaried personal loans, unsecured business loans, micro-loans, and a Wholesale 2.0 portfolio; the firm emerged from prior DHFL integration and recently amalgamated Piramal Enterprises into its consolidated balance sheet.
The company crossed ₹1,01,230 crore total AUM in FY26, driven by retail growth (85% of AUM) which expanded 33% year-on-year to ₹85,885 crore, while legacy assets fell to ~₹2,807 crore or under 3% of AUM, signaling a rapid and nearly complete portfolio transition toward growth assets at Piramal Finance.
Listed peers in Non Banking Financial Company (NBFC): HDB Financial Services Ltd, SBI Cards & Payment Services Ltd, Sundaram Finance Ltd, Mahindra & Mahindra Financial Services Ltd, Authum Investment & Infrastructure Ltd, Poonawalla Fincorp Ltd.
Valuation & Returns
10 Jul 2026At ₹2,166.1 a share on 10 Jul 2026, Piramal Finance Ltd (PIRAMALFIN) was valued at a price-to-earnings ratio of 32.6x against an industry P/E of 19.5x and a price-to-book of 1.74x on a book value of ₹1,241.79 per share as of Mar 2026. Solomo computes return on equity of 5.35% and return on capital employed of 6% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 32.6x
- Industry P/E
- 19.5x
- P/B
- 1.74x
- EPS (TTM)
- ₹66.44
- Book value / share
- ₹1,241.79
- ROE
- 5.35%
- ROCE
- 6%
- ROA
- 1.36%
- Debt / equity
- 2.84x
- Dividend yield
- 18.03%
- EBITDA margin
- 77%
- 52-week range
- ₹1,235.15 – ₹2,214.95
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Piramal Finance Ltd (PIRAMALFIN) reported revenue of ₹11,903 crore, net profit of ₹1,506 crore and earnings per share of ₹66.36. That compares with revenue of ₹10,375 crore and net profit of ₹485 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Jun 2026, revenue was ₹3,368 crore and net profit ₹461 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 6,039 | 6,644 | 6,729 | 10,375 | 11,903 |
| Net profit (₹ cr) | 540 | -7,401 | -1,975 | 485 | 1,506 |
| EPS (₹) | 0.25 | -3.46 | -0.85 | 0.19 | 66.36 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 2.36% | - | 21.51% | 14.73% |
| Profit growth | -6.64% | - | - | 210.26% |
| Stock price CAGR | 26% | 165% | - | - |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 46.16% of Piramal Finance Ltd (PIRAMALFIN) (unchanged from the previous quarter), foreign institutional investors (FII) hold 15.45% and domestic institutional investors (DII) hold 18.63%. Market capitalisation was ₹49,101 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2025.
Largest disclosed public shareholders in Jun 2026: Kotak Midcap Fund 4.32%, Quant Mutual Fund - Quant Small Cap Fund 3.48%, Government Pension Fund Global 3.09%, Life Insurance Corporation Of India 2.84%, HSBC Mutual Fund - HSBC Midcap Fund 1.96%, Indiahold Limited 1.91%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 46.16% | - | 15.45% | 18.63% | 53.62% |
| Mar 2026 | 46.16% | - | 14.63% | 18.81% | 53.54% |
| Dec 2025 | 46.16% | - | 15.58% | 16.26% | 53.43% |