Satin Creditcare Network Ltd (SATIN) — shareholding pattern, promoter holding, financials and share price
About Satin Creditcare Network Ltd (SATIN)
Satin Creditcare Network Ltd operates in the Microfinance Institutions industry, within the Financial Services sector. It trades on the NSE as SATIN and on the BSE under scrip code 539404. Its ISIN is INE836B01017.
Satin Network Limited (SCNL) is a leading microfinance institution (MFI) with presence in 23 states & union territory and 95,000 villages. The company offers a bouquet of financial products in the Non‐MFI segment (comprising loans to MSMEs), a housing finance subsidiary, and business correspondent services and similar services to other financial Institutions through Taraashna Financial Services Limited (TFSL), a business correspondent company and a 100% subsidiary of SCNL. [1]
Satin Creditcare Network Limited (SCNL) is a leading microfinance institution in India, primarily providing microfinance services to rural women organized in Joint Liability Groups.
The company achieved a 10% year-on-year growth in AUM, reaching INR 13,341 crores in Q3-FY26, demonstrating resilience amid challenging market conditions.
Listed peers in Microfinance Institutions: Tourism Finance Corporation of India Ltd, Ashika Credit Capital Ltd, Nalwa Sons Investments Ltd, Mufin Green Finance Ltd, Rane Holdings Ltd, Repco Home Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹256.7 a share on 10 Jul 2026, Satin Creditcare Network Ltd (SATIN) was valued at a price-to-earnings ratio of 8.54x against an industry P/E of 19.5x and a price-to-book of 1.12x on a book value of ₹230.18 per share as of Mar 2025. Solomo computes return on equity of 13.06% and return on capital employed of 12.56% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 8.54x
- Industry P/E
- 19.5x
- P/B
- 1.12x
- EPS (TTM)
- ₹30.07
- Book value / share
- ₹230.18
- ROE
- 13.06%
- ROCE
- 12.56%
- ROA
- 2.87%
- Debt / equity
- 3.46x
- Dividend yield
- 0%
- EBITDA margin
- 56.31%
- 52-week range
- ₹133.5 – ₹267
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Satin Creditcare Network Ltd (SATIN) reported revenue of ₹3,143 crore, net profit of ₹332 crore and earnings per share of ₹30.07. That compares with revenue of ₹2,572 crore and net profit of ₹186 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹920 crore and net profit ₹162 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,378 | 1,549 | 2,234 | 2,572 | 3,143 |
| Net profit (₹ cr) | 21 | 5 | 436 | 186 | 332 |
| EPS (₹) | 2.76 | 0.56 | 39.46 | 16.85 | 30.07 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 17.59% | 11.14% | 23.44% | 16.17% |
| Profit growth | 15.78% | 6.74% | 75.27% | -57.30% |
| Stock price CAGR | -5% | 23% | 14% | 61% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 36.17% of Satin Creditcare Network Ltd (SATIN) (unchanged from the previous quarter), foreign institutional investors (FII) hold 4.88% and domestic institutional investors (DII) hold 6.32%. Market capitalisation was ₹2,836 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2015.
Largest disclosed public shareholders in Jun 2026: Florintree Ventures LLP 11.14%, Rajsonia Consultancy Services Private Limited 3.45%, Bhawani Finvest Pvt Ltd 3.07%, Linkage Securities Private Limited 3.05%, Icici Prudential Life Insurance Company Limited 2.63%, Bandhan Small Cap Fund 1.81%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 36.17% | - | 4.88% | 6.32% | 63.44% |
| Mar 2026 | 36.17% | - | 3.51% | 5.3% | 63.39% |
| Dec 2025 | 36.17% | - | 3.54% | 5.18% | 63.39% |
| Sep 2025 | 36.17% | - | 3.91% | 5.18% | 63.39% |
| Jun 2025 | 36.17% | - | 4.32% | 7.15% | 63.39% |
| Mar 2025 | 36.17% | - | 4.52% | 6.35% | 63.39% |
| Dec 2024 | 36.17% | - | 4.83% | 6.11% | 63.39% |
| Sep 2024 | 36.17% | - | 6.09% | 6.6% | 63.39% |