Repco Home Finance Ltd (REPCOHOME) — shareholding pattern, promoter holding, financials and share price
About Repco Home Finance Ltd (REPCOHOME)
Repco Home Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as REPCOHOME and on the BSE under scrip code 535322. Its ISIN is INE612J01015.
Established in April 2000, Repco Home Finance Ltd. is a registered housing finance company. It is a subsidiary of the Repatriates Cooperative Finance and Development Bank Limited(Repco Bank). [1] [2]
Repco Home Finance Ltd (RHFL) is a housing finance company headquartered in Chennai, India, focusing on providing loans for home construction, purchase, and renovation. It operates primarily in individual home loans and home equity segments.
In Q3 FY26, RHFL showed strong loan disbursements of Rs. 1,064 crores, marking a 40% growth compared to Q3 FY25. This reflects their strategic focus on expanding their loan book and market penetration.
Listed peers in Housing Finance Company: GIC Housing Finance Ltd, SRG Housing Finance Ltd, Reliance Home Finance Ltd, Ind Bank Housing Ltd, Star Housing Finance Ltd, India Home Loans Ltd.
Valuation & Returns
10 Jul 2026At ₹408.3 a share on 10 Jul 2026, Repco Home Finance Ltd (REPCOHOME) was valued at a price-to-earnings ratio of 5.69x against an industry P/E of 19.5x and a price-to-book of 0.75x on a book value of ₹547.79 per share as of Mar 2025. Solomo computes return on equity of 13.1% and return on capital employed of 9.64% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.69x
- Industry P/E
- 19.5x
- P/B
- 0.75x
- EPS (TTM)
- ₹71.77
- Book value / share
- ₹547.79
- ROE
- 13.1%
- ROCE
- 9.64%
- ROA
- 3.05%
- Debt / equity
- 3.25x
- EBITDA margin
- 89.92%
- 52-week range
- ₹333.9 – ₹463.6
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Repco Home Finance Ltd (REPCOHOME) reported revenue of ₹1,792 crore, net profit of ₹475 crore and earnings per share of ₹75.99. That compares with revenue of ₹1,716 crore and net profit of ₹461 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹454 crore and net profit ₹135 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,292 | 1,285 | 1,535 | 1,716 | 1,792 |
| Net profit (₹ cr) | 194 | 316 | 413 | 461 | 475 |
| EPS (₹) | 31.03 | 50.56 | 66.04 | 73.76 | 75.99 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 7.48% | 4.61% | 9.31% | 11.79% |
| Profit growth | 12.68% | 9.41% | 31.89% | 11.27% |
| Stock price CAGR | -6% | 1% | 9% | -11% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 37.13% of Repco Home Finance Ltd (REPCOHOME) (unchanged from the previous quarter), foreign institutional investors (FII) hold 12.35% and domestic institutional investors (DII) hold 26.08%. Market capitalisation was ₹2,554 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2013.
Largest disclosed public shareholders in Jun 2026: BANDHAN SMALL CAP FUND 9.79%, ISIF EQUITY EX-TOP 100 LONG-SHORT FUND 7.98%, WHITEOAK CAPITAL FLEXI CAP FUND 3.43%, FIDELITY FUNDS - ASIAN SMALLER COMPANIES POOL 2.81%, HDFC TRUSTEE COMPANY LIMITED - HDFC INFRASTRUCTURE 1.74%, ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C 1.44%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 37.13% | - | 12.35% | 26.08% | 62.87% |
| Mar 2026 | 37.13% | - | 13.37% | 24.28% | 62.87% |
| Dec 2025 | 37.13% | - | 12.68% | 23.75% | 62.87% |
| Sep 2025 | 37.13% | - | 11.91% | 22.7% | 62.87% |
| Jun 2025 | 37.13% | - | 11.16% | 23.26% | 62.87% |
| Mar 2025 | 37.13% | - | 11.24% | 21.09% | 62.87% |
| Dec 2024 | 37.13% | - | 12.53% | 20.57% | 62.87% |
| Sep 2024 | 37.13% | - | 12.9% | 19.91% | 62.87% |