GIC Housing Finance Ltd (GICHSGFIN) — shareholding pattern, promoter holding, financials and share price
About GIC Housing Finance Ltd (GICHSGFIN)
GIC Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as GICHSGFIN and on the BSE under scrip code 511676. Its ISIN is INE289B01019.
Incorporated in 1989, GIC Housing Finance Ltd provides loans for the purchase or construction of residential unit [1]
GIC Housing Finance Limited, a subsidiary of General Insurance Corporation of India, primarily engages in housing finance activities in India catering to individuals and entities involved in residential construction.
The company boasts a nationwide presence with 75 offices as of 2019, emphasizing a robust marketing team backed by sales associates and strategic builder partnerships.
Listed peers in Housing Finance Company: SRG Housing Finance Ltd, Reliance Home Finance Ltd, Ind Bank Housing Ltd, Star Housing Finance Ltd, India Home Loans Ltd, Sahara Housing Fina Corporation Ltd.
Valuation & Returns
10 Jul 2026At ₹151 a share on 10 Jul 2026, GIC Housing Finance Ltd (GICHSGFIN) was valued at a price-to-earnings ratio of 5.25x against an industry P/E of 19.5x and a price-to-book of 0.39x on a book value of ₹391.16 per share. Solomo computes return on equity of 7.35% and return on capital employed of 7.53% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.25x
- Industry P/E
- 19.5x
- P/B
- 0.39x
- EPS (TTM)
- ₹28.75
- Book value / share
- ₹391.16
- ROE
- 7.35%
- ROCE
- 7.53%
- ROA
- 1.37%
- Debt / equity
- 4.33x
- Dividend yield
- 5.96%
- EBITDA margin
- 80.2%
- 52-week range
- ₹130.15 – ₹206
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, GIC Housing Finance Ltd (GICHSGFIN) reported revenue of ₹1,083 crore, net profit of ₹155 crore and earnings per share of ₹28.75. That compares with revenue of ₹1,079 crore and net profit of ₹160 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹273 crore and net profit ₹54 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,152 | 1,123 | 1,060 | 1,079 | 1,083 |
| Net profit (₹ cr) | 174 | 213 | 151 | 160 | 155 |
| EPS (₹) | 32.22 | 39.6 | 28.11 | 29.79 | 28.75 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 0.88% | -2.54% | -0.99% | 0.31% |
| Profit growth | 0.50% | 7.91% | -10.18% | -3.49% |
| Stock price CAGR | -7% | -4% | -8% | -26% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 42.41% of GIC Housing Finance Ltd (GICHSGFIN) (unchanged from the previous quarter), foreign institutional investors (FII) hold 1.4% and domestic institutional investors (DII) hold 2.54%. Market capitalisation was ₹813 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: LOK PRAKASHAN LTD 4.08%, LIFE INSURANCE CORPORATION OF INDIA 2.53%, HUF 2.45%, RANJEET SINGH SIBIA 1.37%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 42.41% | - | 1.4% | 2.54% | 57.59% |
| Mar 2026 | 42.41% | - | 1.81% | 4.6% | 57.59% |
| Dec 2025 | 42.41% | - | 2.08% | 5.06% | 57.59% |
| Sep 2025 | 42.41% | - | 2.15% | 5.52% | 57.59% |
| Jun 2025 | 42.41% | - | 2.68% | 5.52% | 57.59% |
| Mar 2025 | 42.41% | - | 2.18% | 5.9% | 57.59% |
| Dec 2024 | 42.41% | - | 2.45% | 5.9% | 57.59% |
| Sep 2024 | 42.41% | - | 2.91% | 5.9% | 57.59% |