SRG Housing Finance Ltd (SRGHFL) — shareholding pattern, promoter holding, financials and share price
About SRG Housing Finance Ltd (SRGHFL)
SRG Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as SRGHFL and on the BSE under scrip code 534680. Its ISIN is INE559N01010.
Incorporated in 1999, SRG Housing Ltd provides loans to Retail customers for construction, repair, renovation or purchase of residential property, and loans against property [1]
SRG Housing Finance Limited is an NHB-registered housing finance company focused on small-ticket rural housing loans (average ticket under Rs 12 lakhs) serving new-to-credit and underserved, largely self-employed borrowers across seven states through a 95-branch network, concentrating on low LTV lending and repair/renovation and construction financing for rural homeowners and small entrepreneurs.
The company reported AUM of Rs 944 crore as on 31 December 2025 with Q3FY26 disbursements of Rs 107 crore and 9M disbursements of Rs 303.93 crore; Q3FY26 NII and PBT expansion supported a PAT of Rs 8.21 crore in the quarter and 9MFY26 PAT of Rs 23.24 crore, reflecting steady profitability through scale.
Listed peers in Housing Finance Company: GIC Housing Finance Ltd, Reliance Home Finance Ltd, Ind Bank Housing Ltd, Star Housing Finance Ltd, India Home Loans Ltd, Sahara Housing Fina Corporation Ltd.
Valuation & Returns
10 Jul 2026At ₹306.3 a share on 10 Jul 2026, SRG Housing Finance Ltd (SRGHFL) was valued at a price-to-earnings ratio of 14.81x against an industry P/E of 19.5x and a price-to-book of 1.82x on a book value of ₹168.05 per share as of Mar 2025. Solomo computes return on equity of 12.31% and return on capital employed of 10.2% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 14.81x
- Industry P/E
- 19.5x
- P/B
- 1.82x
- EPS (TTM)
- ₹20.69
- Book value / share
- ₹168.05
- ROE
- 12.31%
- ROCE
- 10.2%
- ROA
- 3.74%
- Debt / equity
- 2.21x
- Dividend yield
- 0%
- EBITDA margin
- 66.22%
- 52-week range
- ₹222.35 – ₹347.05
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, SRG Housing Finance Ltd (SRGHFL) reported revenue of ₹199 crore, net profit of ₹32 crore and earnings per share of ₹20.69. That compares with revenue of ₹155 crore and net profit of ₹24 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹57.23 crore and net profit ₹9.25 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 80 | 94 | 127 | 155 | 199 |
| Net profit (₹ cr) | 20 | 17 | 21 | 24 | 32 |
| EPS (₹) | 15.63 | 13.12 | 15.83 | 15.57 | 20.69 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 34.93% | 16.18% | 24.14% | 22.04% |
| Profit growth | 33.05% | 6.30% | 6.28% | 15.86% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 59.02% of SRG Housing Finance Ltd (SRGHFL) (down 0.01 pp QoQ). Market capitalisation was ₹481 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2012.
Largest disclosed public shareholders in Jun 2026: M3 INVESTMENT PRIVATE LIMITED 9.15%, MEENAXI NARENDRA MEHTA 2.71%, JAGRUTI RAJIV DUTIA 1.66%, VIVEK KUMAR VASHISHTH 1.28%, AVINASH PARSRAM WADHWA 1.07%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 59.02% | - | - | - | 40.98% |
| Mar 2026 | 59.03% | - | - | - | 40.97% |
| Dec 2025 | 59.06% | - | - | - | 40.94% |
| Sep 2025 | 59.11% | - | - | - | 40.89% |
| Jun 2025 | 59.11% | - | 0.01% | - | 40.89% |
| Mar 2025 | 59.13% | - | - | 0.01% | 40.87% |
| Dec 2024 | 64.79% | - | - | 0.01% | 35.21% |
| Sep 2024 | 64.69% | - | - | 0.01% | 35.31% |