Reliance Home Finance Ltd (RHFL) — shareholding pattern, promoter holding, financials and share price
About Reliance Home Finance Ltd (RHFL)
Reliance Home Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as RHFL and on the BSE under scrip code 540709. Its ISIN is INE217K01011.
Incorporated in 2008, Reliance Home Finance Ltd is in housing finance business [1]
Reliance Home Finance Limited (RHFL) is a housing finance company providing a range of home loans, loans against property, and construction finance. Initially a subsidiary of Reliance Capital Limited (RCap), RHFL operates under a different corporate relationship since 2020.
The company's asset under management (AUM) showed fluctuating growth, peaking at Rs 18868 crore in FY2019 before declining to Rs 14713 crore in FY2020, highlighting unstable growth.
Listed peers in Housing Finance Company: Ind Bank Housing Ltd, Star Housing Finance Ltd, India Home Loans Ltd, Sahara Housing Fina Corporation Ltd, Manraj Housing Finance Ltd, Hindustan Housing Company Ltd.
Valuation & Returns
10 Jul 2026At ₹2.06 a share on 10 Jul 2026, Reliance Home Finance Ltd (RHFL) was valued at a price-to-earnings ratio of 4.13x against an industry P/E of 19.5x. Solomo computes return on equity of 7.65% and return on capital employed of 25.35% from filed results. Earnings ratios use standalone results for the twelve months Jun 2024 to Mar 2025.
- P/E
- 4.13x
- Industry P/E
- 19.5x
- EPS (TTM)
- ₹0.5
- Book value / share
- ₹-1.52
- ROE
- 7.65%
- ROCE
- 25.35%
- ROA
- 69.35%
- Debt / equity
- -0.76x
- 52-week range
- ₹1.82 – ₹5.63
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2025In the year ended Mar 2025, Reliance Home Finance Ltd (RHFL) reported net profit of ₹24 crore and earnings per share of ₹0.5. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2025, net profit ₹-0.69 crore (standalone).
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 840 | 293 | 391 | 1 | 0 |
| Net profit (₹ cr) | -1,520 | -5,440 | 5,419 | -4 | 24 |
| EPS (₹) | -31.33 | -112.14 | 111.71 | -0.07 | 0.5 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | -1.22% | -25.11% | -37.79% | 33.39% |
| Profit growth | 70.98% | 100.48% | - | 199.61% |
Ownership Summary
Mar 2025As of Mar 2025, promoters hold 0.74% of Reliance Home Finance Ltd (RHFL) (unchanged from the previous quarter), foreign institutional investors (FII) hold 0.01% and domestic institutional investors (DII) hold 1.55%. Market capitalisation was ₹100 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2017.
Largest disclosed public shareholders in Mar 2025: HUF 2.78%, RAMAKRISHNA REDDY CHINTA 2.43%, Life Insurance Corporation of India 1.54%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Mar 2025 | 0.74% | - | 0.01% | 1.55% | 99.26% |
| Dec 2024 | 0.74% | - | 0.01% | 1.55% | 99.26% |
| Sep 2024 | 0.74% | - | 0.01% | 1.56% | 99.26% |
| Jun 2024 | 0.74% | - | 0.01% | 1.56% | 99.26% |
| Mar 2024 | 0.74% | - | 0.39% | 1.56% | 99.26% |
| Dec 2023 | 0.74% | - | 0.39% | 1.56% | 99.26% |
| Sep 2023 | 0.74% | - | 0.39% | 1.56% | 99.26% |
| Jun 2023 | 43.61% | - | 0.39% | 1.56% | 56.39% |