Star Housing Finance Ltd (STARHFL) — shareholding pattern, promoter holding, financials and share price
About Star Housing Finance Ltd (STARHFL)
Star Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as STARHFL and on the BSE under scrip code 539017. Its ISIN is INE526R01028.
Incorporated in 2005, Star Housing Finance Ltd provides loans for the purchase, construction, development and repair of houses, apartments and commercial properties in India [1]
Star Housing Finance Limited is an affordable housing finance company focused on EWS/LIG/MIG home loans, operating from a Mumbai corporate office with 35+ points of presence across six states; as of Dec 31, 2025 AUM stood at Rs.569.86 crore with 5,500+ live accounts and an average loan size around Rs.10 lakh.
The company has undergone a clear professionalisation since 2019: migration from BSE SME to Main Board, relocation of corporate office to Mumbai, expansion to a 250+ employee base, induction of ex‑NHB/LIC/IDBI professionals on the board and cumulative net worth strengthening to ~Rs.147 crore through capital infusion and PAT accretion.
Listed peers in Housing Finance Company: Reliance Home Finance Ltd, Ind Bank Housing Ltd, India Home Loans Ltd, Sahara Housing Fina Corporation Ltd, Manraj Housing Finance Ltd, Hindustan Housing Company Ltd.
Valuation & Returns
10 Jul 2026At ₹6.38 a share on 10 Jul 2026, Star Housing Finance Ltd (STARHFL) was valued at a price-to-earnings ratio of 7.59x against an industry P/E of 19.5x and a price-to-book of 0.35x on a book value of ₹18.22 per share as of Mar 2025. Solomo computes return on equity of 4.62% and return on capital employed of 11.56% from filed results. Earnings ratios use standalone results for the twelve months Mar 2025 to Dec 2025.
- P/E
- 7.59x
- Industry P/E
- 19.5x
- P/B
- 0.35x
- EPS (TTM)
- ₹0.84
- Book value / share
- ₹18.22
- ROE
- 4.62%
- ROCE
- 11.56%
- ROA
- 1.2%
- Debt / equity
- 2.81x
- Dividend yield
- 1.57%
- EBITDA margin
- 63.4%
- 52-week range
- ₹3.67 – ₹29.07
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2025In the year ended Mar 2025, Star Housing Finance Ltd (STARHFL) reported revenue of ₹93 crore, net profit of ₹11 crore and earnings per share of ₹0.79. That compares with revenue of ₹59 crore and net profit of ₹9 crore in Mar 2024. Figures are standalone, as filed with the exchanges.
In the quarter ended Dec 2025, revenue was ₹25.82 crore and net profit ₹0.49 crore (standalone).
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 16 | 19 | 35 | 59 | 93 |
| Net profit (₹ cr) | 2 | 1 | 7 | 9 | 11 |
| EPS (₹) | 0.14 | 0.05 | 0.51 | 0.63 | 0.79 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 48.92% | 42.22% | 70.34% | 57.88% |
| Profit growth | 28.58% | 17.10% | 161.29% | 25.00% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 17.5% of Star Housing Finance Ltd (STARHFL) (down 0.09 pp QoQ) and domestic institutional investors (DII) hold 0.08%. Market capitalisation was ₹50 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2015.
Largest disclosed public shareholders in Jun 2026: ARKFIN INVESTMENTS AND ADVISORS PRIVATE LIMITED 15.94%, HUF 3.03%, SHARE INDIA ALGOPLUS PRIVATE LIMITED 2.41%, SHARE INDIA SECURITIES LIMITED . INV 2.41%, PRASHANT ARVIND KARULKAR 1.6%, COLO SECURITIES PRIVATE LIMITED 1.28%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 17.5% | - | - | 0.08% | 82.5% |
| Mar 2026 | 17.59% | - | - | 0.08% | 82.41% |
| Dec 2025 | 17.65% | - | - | 0.08% | 82.35% |
| Sep 2025 | 18.36% | - | - | 0.08% | 81.64% |
| Jun 2025 | 18.44% | - | - | 0.08% | 81.56% |
| Mar 2025 | 18.78% | - | - | 0.08% | 81.22% |
| Dec 2024 | 18.78% | - | 0.54% | 0.08% | 81.22% |
| Sep 2024 | 18.85% | - | 0.86% | 0.08% | 81.15% |