SBFC Finance Ltd (SBFC) — shareholding pattern, promoter holding, financials and share price
About SBFC Finance Ltd (SBFC)
SBFC Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as SBFC and on the BSE under scrip code 543959. Its ISIN is INE423Y01016.
Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold [1]
SBFC Finance Limited offers secured loans to MSMEs, focusing on ticket sizes between ₹5 lakh to ₹30 lakh. They have a robust pan-India presence across 17 states and 2 UTs, with 230 branches servicing 181 cities.
The company's profitability has seen significant growth, with profit after tax increasing by 34% year-on-year to ₹118 crore for the quarter, driven by a solid 29% increase in assets under management to ₹10,478 crore.
Listed peers in Non Banking Financial Company (NBFC): Bengal & Assam Company Ltd, Paisalo Digital Ltd, Fedbank Financial Services Ltd, MAS Financial Services Ltd, Dhenu Buildcon Infra Ltd, Northern Arc Capital Ltd.
Valuation & Returns
10 Jul 2026At ₹91.9 a share on 10 Jul 2026, SBFC Finance Ltd (SBFC) was valued at a price-to-earnings ratio of 29.47x against an industry P/E of 19.5x and a price-to-book of 3.19x on a book value of ₹28.81 per share as of Mar 2025. Solomo computes return on equity of 10.82% and return on capital employed of 10.38% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2024 to Mar 2025.
- P/E
- 29.47x
- Industry P/E
- 19.5x
- P/B
- 3.19x
- EPS (TTM)
- ₹3.12
- Book value / share
- ₹28.81
- ROE
- 10.82%
- ROCE
- 10.38%
- ROA
- 4.02%
- Debt / equity
- 1.65x
- Dividend yield
- 0%
- EBITDA margin
- 70.19%
- 52-week range
- ₹90.58 – ₹93.22
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2025In the year ended Mar 2025, SBFC Finance Ltd (SBFC) reported revenue of ₹1,306 crore, net profit of ₹345 crore and earnings per share of ₹3.18. That compares with revenue of ₹1,019 crore and net profit of ₹237 crore in Mar 2024. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2025, revenue was ₹361 crore and net profit ₹94 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Revenue (₹ cr) | 529 | 734 | 1,019 | 1,306 |
| Net profit (₹ cr) | 65 | 150 | 237 | 345 |
| EPS (₹) | 0.77 | 1.67 | 2.21 | 3.18 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 27.05% | 31.83% | 28.17% |
| Profit growth | 39.61% | 44.38% | 45.63% |
| Stock price CAGR | - | - | -20% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 52.31% of SBFC Finance Ltd (SBFC) (down 0.04 pp QoQ), foreign institutional investors (FII) hold 7.22% and domestic institutional investors (DII) hold 20.71%. Market capitalisation was ₹10,176 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2023.
Largest disclosed public shareholders in Jun 2026: SBI NIFTY 500 INDEX FUND 8.1%, ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C 5.14%, AMANSA INVESTMENTS LTD 3.69%, ASEEM DHRU 2.99%, MALABAR INDIA FUND LIMITED 1.82%, ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED 1.7%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 52.31% | - | 7.22% | 20.71% | 47.63% |
| Mar 2026 | 52.35% | - | 6.21% | 21.97% | 47.59% |
| Dec 2025 | 52.82% | - | 6.88% | 19.53% | 47.11% |
| Sep 2025 | 52.98% | - | 7.01% | 18.2% | 46.95% |
| Jun 2025 | 53.19% | - | 7.12% | 17% | 46.74% |
| Mar 2025 | 53.33% | - | 6.53% | 17.66% | 46.59% |
| Dec 2024 | 54.75% | - | 4.92% | 16.46% | 45.16% |
| Sep 2024 | 55.05% | - | 4.56% | 16.26% | 44.83% |