Spandana Sphoorty Financial Ltd (SPANDANA) — shareholding pattern, promoter holding, financials and share price
About Spandana Sphoorty Financial Ltd (SPANDANA)
Spandana Sphoorty Financial Ltd operates in the Microfinance Institutions industry, within the Financial Services sector. It trades on the NSE as SPANDANA and on the BSE under scrip code 542759. Its ISIN is INE572J01011.
Spandana Sphoorty Financial is primarily engaged in the business of micro finance providing small value unsecured loans to low-income customers in semi-urban and rural areas.
Spandana Sphoorty Financial Limited is a microfinance institution providing unsecured loans to low-income customers in semi-urban and rural areas.
The company reported a significant improvement in collection efficiency, reaching 99.3% X-bucket collection efficiency by December 2025.
Listed peers in Microfinance Institutions: Mufin Green Finance Ltd, Rane Holdings Ltd, Repco Home Finance Ltd, Kalyani Investment Company Ltd, Grand Oak Canyons Distillery Ltd, Elcid Investments Ltd.
Valuation & Returns
10 Jul 2026At ₹305.4 a share on 10 Jul 2026, Spandana Sphoorty Financial Ltd (SPANDANA) was valued at a price-to-earnings ratio of -3.53x against an industry P/E of 19.5x and a price-to-book of 1.03x on a book value of ₹297.42 per share. Solomo computes return on equity of -32.83% and return on capital employed of -6.84% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- -3.53x
- Industry P/E
- 19.5x
- P/B
- 1.03x
- EPS (TTM)
- ₹-78.87
- Book value / share
- ₹297.42
- ROE
- -32.83%
- ROCE
- -6.84%
- ROA
- -11.19%
- Debt / equity
- 1.85x
- Dividend yield
- 0%
- EBITDA margin
- -39.15%
- 52-week range
- ₹304.7 – ₹309.2
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Spandana Sphoorty Financial Ltd (SPANDANA) reported revenue of ₹1,024 crore, net profit of ₹-699 crore and earnings per share of ₹-78.82. That compares with revenue of ₹2,355 crore and net profit of ₹-1,035 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹259.69 crore and net profit ₹5.27 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,463 | 1,401 | 2,401 | 2,355 | 1,024 |
| Net profit (₹ cr) | 70 | 12 | 501 | -1,035 | -699 |
| EPS (₹) | 8.09 | 1.39 | 56.44 | -116.7 | -78.82 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 22.78% | 9.12% | 16.58% | -1.89% |
| Profit growth | - | - | - | -306.73% |
| Stock price CAGR | - | -14% | -25% | 4% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 48.16% of Spandana Sphoorty Financial Ltd (SPANDANA) (unchanged from the previous quarter), foreign institutional investors (FII) hold 19.29% and domestic institutional investors (DII) hold 5.69%. Market capitalisation was ₹2,707 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2019.
Largest disclosed public shareholders in Jun 2026: GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY P 3.77%, SG INDIA ALPHA HOLDINGS LLC 3.57%, VALIANT MAURITIUS PARTNERS OFFSHORE LIMITED 3.11%, ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED 2.92%, VALIANT MAURITIUS PARTNERS FDI LIMITED 2.02%, VALIANT MAURITIUS PARTNERS LIMITED 1.39%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 48.16% | - | 19.29% | 5.69% | 51.84% |
| Mar 2026 | 48.16% | - | 19.89% | 5.79% | 51.84% |
| Dec 2025 | 48.16% | - | 20.35% | 5.78% | 51.84% |
| Sep 2025 | 48.16% | - | 20.25% | 6.12% | 51.84% |
| Jun 2025 | 48.13% | - | 19.79% | 5.65% | 51.87% |
| Mar 2025 | 48.13% | - | 19.83% | 6.45% | 51.87% |
| Dec 2024 | 48.13% | - | 21.71% | 6.31% | 51.87% |
| Sep 2024 | 55.83% | - | 22.64% | 7.33% | 44.17% |