Ugro Capital Ltd (UGROCAP) — shareholding pattern, promoter holding, financials and share price
About Ugro Capital Ltd (UGROCAP)
Ugro Capital Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as UGROCAP and on the BSE under scrip code 511742. Its ISIN is INE583D01011.
U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. [1]
UGRO Capital is a systemically important NBFC focused on MSME lending, providing secured business loans (small-ticket LAP), embedded merchant finance via the MyShubhLife platform, and other MSME products; the firm has completed acquisitions (Profectus, Data Science Technologies) and runs a pan-India branch network to originate and service loans.
The company announced a strategic realignment on February 7, 2026, pivoting to two focus verticals — Emerging Market LAP and Embedded Merchant Finance — which rose from 32% to 38% of consolidated AUM in one quarter, demonstrating rapid execution of a portfolio-shift target intended to drive annuity-style on-book interest income.
Listed peers in Non Banking Financial Company (NBFC): PTC India Financial Services Ltd, Arman Financial Services Ltd, Balmer Lawrie Investment Ltd, Saraswati Commercial (India) Ltd, Finkurve Financial Services Ltd, A.K.Capital Services Ltd.
Valuation & Returns
10 Jul 2026At ₹97.97 a share on 10 Jul 2026, Ugro Capital Ltd (UGROCAP) was valued at a price-to-earnings ratio of 13.42x against an industry P/E of 19.5x and a price-to-book of 0.53x on a book value of ₹183.19 per share as of Mar 2026. Solomo computes return on equity of 3.99% and return on capital employed of 8.73% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 13.42x
- Industry P/E
- 19.5x
- P/B
- 0.53x
- EPS (TTM)
- ₹7.3
- Book value / share
- ₹183.19
- ROE
- 3.99%
- ROCE
- 8.73%
- ROA
- 0.92%
- Debt / equity
- 3.24x
- Dividend yield
- 0%
- 52-week range
- ₹80 – ₹192.65
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Ugro Capital Ltd (UGROCAP) reported revenue of ₹1,960 crore, net profit of ₹175 crore and earnings per share of ₹11.26. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹607 crore and net profit ₹51 crore (consolidated).
| Metric | Mar 2026 |
|---|---|
| Revenue (₹ cr) | 1,960 |
| Net profit (₹ cr) | 175 |
| EPS (₹) | 11.26 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 186.20% | 63.80% | 39.09% | 23.81% |
| Profit growth | 56.85% | 31.59% | 41.78% | -21.23% |
| Stock price CAGR | 13% | -3% | -24% | -47% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 2.88% of Ugro Capital Ltd (UGROCAP) (up 0.89 pp QoQ), foreign institutional investors (FII) hold 5.45% and domestic institutional investors (DII) hold 1.85%. Market capitalisation was ₹1,521 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: Danish Sustainable Development Goals Investment Fund K S 15.78%, Clearsky Investment Holdings Pte Limited 9.73%, Newquest Asia Investments Iii Limited 9%, Samena Green Ltd 8.4%, Acm Global Fund Vcc 5.85%, Samena Special Situations Mauritius Iii 4.49%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 2.88% | - | 5.45% | 1.85% | 95.52% |
| Mar 2026 | 1.99% | 9.8% | 22.33% | 1.68% | 96.41% |
| Dec 2025 | 1.7% | 11.5% | 22.84% | 1.39% | 96.71% |
| Sep 2025 | 2.24% | 11.5% | 28.99% | 1.59% | 95.64% |
| Jun 2025 | 2.25% | - | 29.32% | 1.62% | 95.63% |
| Mar 2025 | 2.23% | - | 27.25% | 1.85% | 96.45% |
| Dec 2024 | 2.23% | - | 24.7% | 2.4% | 96.45% |
| Sep 2024 | 2.23% | - | 20.44% | 2.75% | 96.44% |