Saraswati Commercial (India) Ltd (ZSARACOM) — shareholding pattern, promoter holding, financials and share price
About Saraswati Commercial (India) Ltd (ZSARACOM)
Saraswati Commercial (India) Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as ZSARACOM and on the BSE under scrip code 512020. Its ISIN is INE967G01019.
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending [1]
Saraswati Commercial (India) Limited is a Non-Banking Financial Company (NBFC) in India, primarily engaged in investment and securities trading and lending activities.
The company follows prudential norms for asset classification and income recognition, owing to its asset size exceeding INR 500 crores, categorizing it as systemically important under RBI directions.
Listed peers in Non Banking Financial Company (NBFC): Arman Financial Services Ltd, Balmer Lawrie Investment Ltd, Ugro Capital Ltd, Finkurve Financial Services Ltd, A.K.Capital Services Ltd, Crest Ventures Ltd.
Valuation & Returns
10 Jul 2026At ₹13,387.01 a share on 10 Jul 2026, Saraswati Commercial (India) Ltd (ZSARACOM) was valued at a price-to-earnings ratio of 15.89x and a price-to-book of 1.52x on a book value of ₹8,828.7 per share as of Mar 2025. Solomo computes return on equity of 9.54% and return on capital employed of 10.43% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 15.89x
- P/B
- 1.52x
- EPS (TTM)
- ₹842.39
- Book value / share
- ₹8,828.7
- ROE
- 9.54%
- ROCE
- 10.43%
- ROA
- 8.33%
- Debt / equity
- 0.04x
- Dividend yield
- 0%
- EBITDA margin
- 44.05%
- 52-week range
- ₹1,256.1 – ₹1,903.15
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Saraswati Commercial (India) Ltd (ZSARACOM) reported revenue of ₹121 crore, net profit of ₹92 crore and earnings per share of ₹842.32. That compares with revenue of ₹75 crore and net profit of ₹53 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹-16 crore and net profit ₹-16 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 87 | 24 | 128 | 75 | 121 |
| Net profit (₹ cr) | 65 | 12 | 104 | 53 | 92 |
| EPS (₹) | 630.35 | 113.51 | 1,008.84 | 487.45 | 842.32 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 26.27% | 127.16% | -4.57% | -41.21% |
| Profit growth | 16.20% | - | -6.28% | -48.58% |
| Stock price CAGR | - | 37% | 73% | -10% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 74.88% of Saraswati Commercial (India) Ltd (ZSARACOM) (unchanged from the previous quarter), foreign institutional investors (FII) hold 0%. Market capitalisation was ₹1,467 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: Ageless Capital And Finance Private Limited 5.83%, Minix Holdings Pvt Ltd 2.27%, Luv Kush Projects Ltd. 1.82%, Kamal Mavji Visaria 1.72%, Mitsu Energy Private Limited 1.5%, Panchmukhi Properties Ltd. 1.09%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 74.88% | - | 0% | - | 25.12% |
| Mar 2026 | 74.88% | - | 0% | - | 25.12% |
| Dec 2025 | 73.99% | - | 0% | - | 26.01% |
| Sep 2025 | 73.99% | - | 0% | - | 26.01% |
| Jun 2025 | 73.99% | - | - | - | 26.01% |
| Mar 2025 | 73.99% | - | - | - | 26.01% |
| Dec 2024 | 72.32% | - | - | - | 27.68% |
| Sep 2024 | 72.32% | - | - | - | 27.68% |