Union Bank of India (UNIONBANK) — shareholding pattern, promoter holding, financials and share price
About Union Bank of India (UNIONBANK)
Union Bank of India operates in the Public Sector Bank industry, within the Financial Services sector. It trades on the NSE as UNIONBANK and on the BSE under scrip code 532477. Its ISIN is INE692A01016.
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc. [1]
Union Bank of India is a large, government‑owned commercial bank offering retail, corporate, treasury and transaction banking across an extensive pan‑India branch network and overseas branches and subsidiaries. The bank’s service portfolio includes digital banking platforms (Union eCase, Union biz), asset management, and joint ventures such as Star Union Dai‑ichi Life, supporting broad financial services distribution.
Q4 FY2026 results show resilient profitability and improving asset quality: reported consolidated net profit near ₹18,697 crore for the year, quarterly net profit ₹5,316 crore, GNPA declined materially to 2.82% and NNPA to 0.48%, with PCR around 95%. These metrics signal sustained recovery and a high provision cover at Union Bank of India despite macro volatility.
Listed peers in Public Sector Bank: Bank of Baroda, Punjab National Bank, Indian Bank, Canara Bank, Indian Overseas Bank, Bank of India.
Valuation & Returns
10 Jul 2026At ₹164.5 a share on 10 Jul 2026, Union Bank of India (UNIONBANK) was valued at a price-to-earnings ratio of 6.46x against an industry P/E of 13.51x and a price-to-book of 0.94x on a book value of ₹174.95 per share as of Mar 2026. Solomo computes return on equity of 14.55% and return on capital employed of 5.97% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 6.46x
- Industry P/E
- 13.51x
- P/B
- 0.94x
- EPS (TTM)
- ₹25.45
- Book value / share
- ₹174.95
- ROE
- 14.55%
- ROCE
- 5.97%
- ROA
- 1.22%
- Debt / equity
- 10.39x
- Dividend yield
- 5.93%
- EBITDA margin
- 87.84%
- 52-week range
- ₹124.55 – ₹205.45
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Union Bank of India (UNIONBANK) reported revenue of ₹1,06,799 crore, net profit of ₹19,430 crore and earnings per share of ₹25.45. That compares with revenue of ₹1,06,600 crore and net profit of ₹18,027 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Jun 2026, revenue was ₹27,427 crore and net profit ₹5,642 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 68,230 | 81,163 | 1,00,376 | 1,06,600 | 1,06,799 |
| Net profit (₹ cr) | 5,265 | 8,512 | 13,797 | 18,027 | 19,430 |
| EPS (₹) | 7.7 | 12.45 | 18.07 | 23.62 | 25.45 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 13.97% | 9.04% | 9.49% | -1.49% |
| Profit growth | 47.81% | 45.11% | 30.39% | 4.80% |
| Stock price CAGR | 2% | 36% | 27% | 14% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 74.76% of Union Bank of India (UNIONBANK) (unchanged from the previous quarter), foreign institutional investors (FII) hold 8.63% and domestic institutional investors (DII) hold 11.98%. Market capitalisation was ₹1,25,573 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2002.
Largest disclosed public shareholders in Jun 2026: LICI ULIP-GROWTH FUND 4.92%, HDFC MUTUAL FUND-HDFC ARBITRAGE FUND 1.34%, NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON INDIA ETF 1.06%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 74.76% | - | 8.63% | 11.98% | 25.24% |
| Mar 2026 | 74.76% | - | 9.37% | 11.51% | 25.24% |
| Dec 2025 | 74.76% | - | 8.14% | 11.9% | 25.24% |
| Sep 2025 | 74.76% | - | 7.86% | 11.71% | 25.24% |
| Jun 2025 | 74.76% | - | 7.7% | 11.94% | 25.24% |
| Mar 2025 | 74.76% | - | 7.11% | 11.64% | 25.24% |
| Dec 2024 | 74.76% | - | 6.46% | 11.94% | 25.24% |
| Sep 2024 | 74.76% | - | 6.89% | 11.23% | 25.24% |