Indian Overseas Bank (IOB) — shareholding pattern, promoter holding, financials and share price
About Indian Overseas Bank (IOB)
Indian Overseas Bank operates in the Public Sector Bank industry, within the Financial Services sector. It trades on the NSE as IOB and on the BSE under scrip code 532388. Its ISIN is INE565A01014.
Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969. [1]
Indian Overseas Bank (IOB) is a major public sector bank in India, renowned for its diverse banking services including personal, corporate, and agricultural banking, alongside forex and credit card services.
IOB achieved a record-high quarterly net profit of Rs. 1,365 crores in Q3 FY2026, marking a significant 56.18% year-on-year growth, highlighting its robust financial performance.
Listed peers in Public Sector Bank: Canara Bank, Bank of India, Bank of Maharashtra, UCO Bank, Central Bank of India, Punjab & Sind Bank.
Valuation & Returns
10 Jul 2026At ₹34.58 a share on 10 Jul 2026, Indian Overseas Bank (IOB) was valued at a price-to-earnings ratio of 12.28x against an industry P/E of 13.51x and a price-to-book of 1.8x on a book value of ₹19.21 per share as of Mar 2026. Solomo computes return on equity of 14.65% and return on capital employed of 5.46% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 12.28x
- Industry P/E
- 13.51x
- P/B
- 1.8x
- EPS (TTM)
- ₹2.81
- Book value / share
- ₹19.21
- ROE
- 14.65%
- ROCE
- 5.46%
- ROA
- 1.15%
- Debt / equity
- 11.35x
- Dividend yield
- 0%
- EBITDA margin
- 80.23%
- 52-week range
- ₹31.18 – ₹41.73
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Indian Overseas Bank (IOB) reported revenue of ₹31,896 crore, net profit of ₹5,418 crore and earnings per share of ₹2.81. That compares with revenue of ₹28,144 crore and net profit of ₹3,396 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹8,489 crore and net profit ₹1,556 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 16,736 | 19,407 | 24,066 | 28,144 | 31,896 |
| Net profit (₹ cr) | 1,709 | 2,104 | 2,666 | 3,396 | 5,418 |
| EPS (₹) | 0.9 | 1.11 | 1.41 | 1.76 | 2.81 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 5.49% | 13.46% | 18.03% | 13.33% |
| Profit growth | - | 44.33% | 35.38% | 59.58% |
| Stock price CAGR | 2% | 6% | 8% | -15% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 92.44% of Indian Overseas Bank (IOB) (unchanged from the previous quarter), foreign institutional investors (FII) hold 0.47% and domestic institutional investors (DII) hold 4.29%. Market capitalisation was ₹66,589 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: Life Insurance Corporation of India 3.7%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 92.44% | - | 0.47% | 4.29% | 7.56% |
| Mar 2026 | 92.44% | - | 0.43% | 4.28% | 7.56% |
| Dec 2025 | 92.44% | - | 0.35% | 4.27% | 7.56% |
| Sep 2025 | 92.44% | - | 0.35% | 4.25% | 7.56% |
| Jun 2025 | 94.61% | - | 0.08% | 2.37% | 5.39% |
| Mar 2025 | 94.61% | - | 0.22% | 2.59% | 5.39% |
| Dec 2024 | 96.38% | - | 0.02% | 1.3% | 3.62% |
| Sep 2024 | 96.38% | - | 0.03% | 1.3% | 3.62% |