Punjab & Sind Bank (PSB) — shareholding pattern, promoter holding, financials and share price
About Punjab & Sind Bank (PSB)
Punjab & Sind Bank operates in the Public Sector Bank industry, within the Financial Services sector. It trades on the NSE as PSB and on the BSE under scrip code 533295. Its ISIN is INE608A01012.
Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.
Punjab & Sind Bank is a public sector bank with a significant presence in Northern India, offering a wide range of banking services to both individuals and corporates.
The bank achieved a strong YoY business growth of 11.75%, driven by a substantial increase in both deposits and advances, indicating efficient operational execution.
Listed peers in Public Sector Bank: Canara Bank, Indian Overseas Bank, Bank of India, Bank of Maharashtra, UCO Bank, Central Bank of India.
Valuation & Returns
10 Jul 2026At ₹24.98 a share on 10 Jul 2026, Punjab & Sind Bank (PSB) was valued at a price-to-earnings ratio of 13.41x against an industry P/E of 13.51x and a price-to-book of 1.25x on a book value of ₹19.92 per share as of Mar 2026. Solomo computes return on equity of 9.35% and return on capital employed of 5.53% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 13.41x
- Industry P/E
- 13.51x
- P/B
- 1.25x
- EPS (TTM)
- ₹1.86
- Book value / share
- ₹19.92
- ROE
- 9.35%
- ROCE
- 5.53%
- ROA
- 0.74%
- Debt / equity
- 11.48x
- Dividend yield
- 0.28%
- EBITDA margin
- 82.81%
- 52-week range
- ₹20.46 – ₹33.49
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Punjab & Sind Bank (PSB) reported revenue of ₹11,982 crore, net profit of ₹1,322 crore and earnings per share of ₹1.86. That compares with revenue of ₹11,481 crore and net profit of ₹1,016 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹3,030 crore and net profit ₹422 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 7,096 | 7,993 | 9,694 | 11,481 | 11,982 |
| Net profit (₹ cr) | 1,039 | 1,313 | 595 | 1,016 | 1,322 |
| EPS (₹) | 1.53 | 1.94 | 0.88 | 1.43 | 1.86 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 4.34% | 11.43% | 14.45% | 4.36% |
| Profit growth | 23.27% | - | 0.23% | 30.13% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 93.85% of Punjab & Sind Bank (PSB) (unchanged from the previous quarter), foreign institutional investors (FII) hold 0.14% and domestic institutional investors (DII) hold 3.81%. Market capitalisation was ₹17,725 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2010.
Largest disclosed public shareholders in Jun 2026: Life Insurance Corporation Of India 1.33%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 93.85% | - | 0.14% | 3.81% | 6.15% |
| Mar 2026 | 93.85% | - | 0.15% | 3.91% | 6.15% |
| Dec 2025 | 93.85% | - | 0.16% | 4% | 6.15% |
| Sep 2025 | 93.85% | - | 0.16% | 4.04% | 6.15% |
| Jun 2025 | 93.85% | - | 0.25% | 4.07% | 6.15% |
| Mar 2025 | 93.85% | - | 0.73% | 4.32% | 6.15% |
| Dec 2024 | 98.25% | - | 0% | 0.65% | 1.75% |
| Sep 2024 | 98.25% | - | 0% | 0.65% | 1.75% |