AU Small Finance Bank Ltd (AUBANK) — shareholding pattern, promoter holding, financials and share price
About AU Small Finance Bank Ltd (AUBANK)
AU Small Finance Bank Ltd operates in the Other Bank industry, within the Financial Services sector. It trades on the NSE as AUBANK and on the BSE under scrip code 540611. Its ISIN is INE949L01017.
AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]
AU Small Finance Bank is a retail‑focused Indian bank that provides a full-suite of financial services including secured retail loans (Wheels, Micro Business Loans, Mortgages, Gold), digital unsecured products (credit cards, personal loans), deposits, transaction banking and treasury operations, operating pan‑India with ~2,790 touchpoints and a customer base of 122+ million as of Mar’26.
The bank closed FY26 strongly: deposits grew 23% YoY to ₹1.52 lakh crore, gross loan portfolio grew 21% YoY to ₹1.40 lakh crore, and FY26 PAT rose 25% to ₹2,641 crore, supported by NIM expansion in Q4, cost declines, and lower credit costs compared to FY25, reflecting a recovery across unsecured and secured portfolios.
Listed peers in Other Bank: Ujjivan Small Finance Bank Ltd, Equitas Small Finance Bank Ltd, Jana Small Finance Bank Ltd, Utkarsh Small Finance Bank Ltd, Suryoday Small Finance Bank Ltd, ESAF Small Finance Bank Ltd.
Valuation & Returns
10 Jul 2026At ₹1,072.35 a share on 10 Jul 2026, AU Small Finance Bank Ltd (AUBANK) was valued at a price-to-earnings ratio of 30.41x against an industry P/E of 13.51x and a price-to-book of 4.68x on a book value of ₹229.2 per share as of Mar 2025. Solomo computes return on equity of 15.39% and return on capital employed of 6.78% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 30.41x
- Industry P/E
- 13.51x
- P/B
- 4.68x
- EPS (TTM)
- ₹35.27
- Book value / share
- ₹229.2
- ROE
- 15.39%
- ROCE
- 6.78%
- ROA
- 1.67%
- Debt / equity
- 7.92x
- Dividend yield
- 0.09%
- EBITDA margin
- 69.74%
- 52-week range
- ₹682.5 – ₹1,090.4
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2017In the year ended Mar 2017, AU Small Finance Bank Ltd (AUBANK) reported revenue of ₹1,429 crore, net profit of ₹762 crore and earnings per share of ₹13.4. That compares with revenue of ₹1,206 crore and net profit of ₹247 crore in Mar 2016. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹5,019 crore and net profit ₹832 crore (standalone).
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|
| Revenue (₹ cr) | 667 | 813 | 1,206 | 1,429 |
| Net profit (₹ cr) | 101 | 163 | 247 | 762 |
| EPS (₹) | 11.65 | 18.49 | 27.95 | 13.4 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 35.98% | 30.25% | 39.47% | 18.50% |
| Profit growth | 29.09% | 25.56% | 23.07% | 210.47% |
| Stock price CAGR | - | 11% | 10% | 30% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 22.74% of AU Small Finance Bank Ltd (AUBANK) (down 0.02 pp QoQ), foreign institutional investors (FII) hold 35.98% and domestic institutional investors (DII) hold 32.81%. Market capitalisation was ₹80,316 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2017.
Largest disclosed public shareholders in Jun 2026: Hdfc Mutual Fund - Hdfc Mid-Cap Fund 7.06%, Camas Investments Pte. Ltd. 3.6%, Nippon Life India Trustee Ltd- A/C Nippon India Growth Mid Cap Fund 3.02%, Invesco India Arbitrage Fund 2.49%, Smallcap World Fund, Inc 2.17%, Sbi Life Insurance Co. Ltd 1.96%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 22.74% | - | 35.98% | 32.81% | 77.26% |
| Mar 2026 | 22.76% | - | 37.26% | 31.3% | 77.24% |
| Dec 2025 | 22.79% | - | 36.45% | 31.27% | 77.21% |
| Sep 2025 | 22.82% | - | 34.49% | 31.9% | 77.18% |
| Jun 2025 | 22.85% | - | 37.68% | 28.87% | 77.15% |
| Mar 2025 | 22.87% | - | 35.58% | 27.17% | 77.13% |
| Dec 2024 | 22.88% | - | 39.35% | 21.78% | 77.12% |
| Sep 2024 | 22.9% | - | 40.72% | 20.14% | 77.1% |