Ujjivan Small Finance Bank Ltd (UJJIVANSFB) — shareholding pattern, promoter holding, financials and share price
About Ujjivan Small Finance Bank Ltd (UJJIVANSFB)
Ujjivan Small Finance Bank Ltd operates in the Other Bank industry, within the Financial Services sector. It trades on the NSE as UJJIVANSFB and on the BSE under scrip code 542904. Its ISIN is INE551W01018.
Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. It started its operations as Ujjivan Financial Services Limited, a Non-Banking Financial Company in 2005 with the mission to provide financial services to the ‘economically active poor’ who were not adequately served by financial institutions. [1]
Ujjivan Small Finance Bank Limited specializes in providing financial services to unserved and underserved segments in India, focusing on financial inclusion since its inception as an NBFC in 2005.
In Q3FY26, Ujjivan Small Finance Bank demonstrated robust growth in its deposit base, achieving a 22.4% year-over-year increase. The bank's CASA deposits rose by 33.2% YoY, reflecting a strong focus on low-cost funds.
Listed peers in Other Bank: Equitas Small Finance Bank Ltd, Jana Small Finance Bank Ltd, Utkarsh Small Finance Bank Ltd, Suryoday Small Finance Bank Ltd, ESAF Small Finance Bank Ltd, Capital Small Finance Bank Ltd.
Valuation & Returns
10 Jul 2026At ₹65.27 a share on 10 Jul 2026, Ujjivan Small Finance Bank Ltd (UJJIVANSFB) was valued at a price-to-earnings ratio of 18.33x against an industry P/E of 13.51x and a price-to-book of 1.86x on a book value of ₹35.04 per share as of Mar 2026. Solomo computes return on equity of 10.16% and return on capital employed of 6.9% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 18.33x
- Industry P/E
- 13.51x
- P/B
- 1.86x
- EPS (TTM)
- ₹3.56
- Book value / share
- ₹35.04
- ROE
- 10.16%
- ROCE
- 6.9%
- ROA
- 1.2%
- Debt / equity
- 7.25x
- Dividend yield
- 0%
- EBITDA margin
- 57.3%
- 52-week range
- ₹41.4 – ₹68
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Ujjivan Small Finance Bank Ltd (UJJIVANSFB) reported revenue of ₹6,931 crore, net profit of ₹693 crore and earnings per share of ₹3.57. That compares with revenue of ₹6,354 crore and net profit of ₹726 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹1,878 crore and net profit ₹282 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 2,813 | 4,165 | 5,677 | 6,354 | 6,931 |
| Net profit (₹ cr) | -415 | 1,100 | 1,281 | 726 | 693 |
| EPS (₹) | -2.4 | 5.63 | 6.54 | 3.75 | 3.57 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 46.95% | 19.82% | 18.50% | 9.08% |
| Profit growth | 200.08% | 142.28% | -14.29% | -4.61% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 0% of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) (unchanged from the previous quarter), foreign institutional investors (FII) hold 16.81% and domestic institutional investors (DII) hold 33.45%. Market capitalisation was ₹12,697 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2019.
Largest disclosed public shareholders in Jun 2026: SUNDARAM MUTUAL FUND A/C SUNDARAM SMALL CAP FUND 3.32%, INTERNATIONAL FINANCE CORPORATION 3.19%, AXIS MUTUAL FUND TRUSTEE LIMITED A/C AXIS MUTUAL F 3.13%, FRANKLIN INDIA OPPORTUNITES FUND 2.96%, KOTAK SMALL CAP FUND 2.18%, UNION FLEXI CAP FUND 1.98%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 0% | - | 16.81% | 33.45% | 100% |
| Mar 2026 | 0% | - | 17.23% | 31.13% | 100% |
| Dec 2025 | 0% | - | 15.45% | 28.68% | 100% |
| Sep 2025 | 0% | - | 17.04% | 20.13% | 100% |
| Jun 2025 | 0% | - | 19.56% | 16.83% | 100% |
| Mar 2025 | 0% | - | 19.51% | 8.47% | 100% |
| Dec 2024 | 0% | - | 17.88% | 6.57% | 100% |
| Sep 2024 | 0% | - | 20.63% | 6.5% | 100% |