CSL Finance Ltd (CSLFINANCE) — shareholding pattern, promoter holding, financials and share price
About CSL Finance Ltd (CSLFINANCE)
CSL Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as CSLFINANCE and on the BSE under scrip code 530067. Its ISIN is INE718F01018.
Incorporated in 1992, CSL Finance Ltd provides finance facilities to SME business and Wholesale business [1]
CSL Finance Limited is a listed NBFC providing secured loans to SMEs and real estate/non-real estate corporates, operating two core verticals — Wholesale real estate lending (69% AUM) and SME Retail (31% AUM) — with a focus on secured collateral, digital-first origination, and targeted micro-market expertise primarily across NCR and select states.
Q3FY26 performance shows substantive balance-sheet growth: AUM of ₹1,460 crore (up 27% YoY), on-book loan book ₹1,385 crore, disbursements of ₹357 crore and NII of ₹41.4 crore; disbursements and collections both rose ~25–27% YoY, underpinning near-term revenue and demonstrating effective scaling of lending operations.
Listed peers in Non Banking Financial Company (NBFC): Laxmi India Finance Ltd, Unifinz Capital India Ltd, Kiran Vyapar Ltd, Mangal Credit & Fincorp Ltd, Niyogin Fintech Ltd, Moneyboxx Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹224 a share on 10 Jul 2026, CSL Finance Ltd (CSLFINANCE) was valued at a price-to-earnings ratio of 5.93x against an industry P/E of 19.5x and a price-to-book of 0.94x on a book value of ₹237.75 per share as of Mar 2025. Solomo computes return on equity of 15.9% and return on capital employed of 13.23% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.93x
- Industry P/E
- 19.5x
- P/B
- 0.94x
- EPS (TTM)
- ₹37.8
- Book value / share
- ₹237.75
- ROE
- 15.9%
- ROCE
- 13.23%
- ROA
- 6.92%
- Debt / equity
- 1.28x
- EBITDA margin
- 77.23%
- 52-week range
- ₹214.3 – ₹329.8
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, CSL Finance Ltd (CSLFINANCE) reported revenue of ₹256 crore, net profit of ₹86 crore and earnings per share of ₹37.8. That compares with revenue of ₹216 crore and net profit of ₹72 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹69 crore and net profit ₹19 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 75 | 117 | 166 | 216 | 256 |
| Net profit (₹ cr) | 33 | 46 | 63 | 72 | 86 |
| EPS (₹) | 16.13 | 22.01 | 27.81 | 31.64 | 37.8 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 19.17% | 28.72% | 42.31% | 29.91% |
| Profit growth | 20.91% | 26.25% | 29.17% | 13.78% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 48.17% of CSL Finance Ltd (CSLFINANCE) (up 0.51 pp QoQ), foreign institutional investors (FII) hold 0.1% and domestic institutional investors (DII) hold 3.54%. Market capitalisation was ₹510 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: AADI FINANCIAL ADVISORS LLP 3.38%, GEECEE HOLDINGS LLP 3.18%, URUDAVAN INVESTMENT AND TRADING PVT LTD 2.02%, SINGULARITY HOLDINGS LIMITED 1.91%, Investor Education And Protection Fund Authority Ministry Of Corporate Affairs 1.85%, RAJASTHAN GLOBAL SECURITIES PRIVATE LIMITED 1.82%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 48.17% | - | 0.1% | 3.54% | 50.54% |
| Mar 2026 | 47.66% | - | 0.16% | 2.91% | 51.04% |
| Dec 2025 | 47.56% | - | 0.61% | 1.34% | 51.14% |
| Sep 2025 | 47.56% | - | 0.77% | 0.96% | 51.14% |
| Jun 2025 | 47.56% | - | 0.79% | 0.91% | 51.14% |
| Mar 2025 | 47.56% | - | 0.83% | 0.56% | 51% |
| Dec 2024 | 47.49% | - | 2.47% | 0.13% | 51.07% |
| Sep 2024 | 47.44% | - | 2.5% | 1.23% | 51.13% |