Laxmi India Finance Ltd (LAXMIINDIA) — shareholding pattern, promoter holding, financials and share price
About Laxmi India Finance Ltd (LAXMIINDIA)
Laxmi India Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as LAXMIINDIA and on the BSE under scrip code 544465. Its ISIN is INE06WU01026.
Incorporated in 1996, Laxmi India Finance Limited is engaged in the business of Non Non-Banking Financial Company. [1]
Laxmi India Finance Limited is an NBFC‑Middle Layer focused on secured MSME, SME and vehicle financing across rural, semi‑urban and select urban clusters, operating a branch‑led distribution model with 170 branches and an AUM of ₹1,451.10 crore as of 9M FY26, serving ~40,800 customers with a mix of mortgage‑backed MSME and vehicle assets.
The company has delivered rapid scale: AUM grew 21% year‑on‑year to ₹1,451 crore and NII rose 43% to ₹109.7 crore in 9M FY26, while PAT increased ~36% to ₹29.1 crore, reflecting high yield portfolio economics (portfolio yield ~21.8%) and improving spreads despite elevated operating expenses tied to branch expansion.
Listed peers in Non Banking Financial Company (NBFC): Dhunseri Investments Ltd, India Finsec Ltd, Unifinz Capital India Ltd, Kiran Vyapar Ltd, CSL Finance Ltd, Mangal Credit & Fincorp Ltd.
Valuation & Returns
10 Jul 2026At ₹110.2 a share on 10 Jul 2026, Laxmi India Finance Ltd (LAXMIINDIA) was valued at a price-to-earnings ratio of 11.6x against an industry P/E of 19.5x and a price-to-book of 2.24x on a book value of ₹49.22 per share as of Mar 2025. Solomo computes return on equity of 19.29% and return on capital employed of 11.27% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 11.6x
- Industry P/E
- 19.5x
- P/B
- 2.24x
- EPS (TTM)
- ₹9.5
- Book value / share
- ₹49.22
- ROE
- 19.29%
- ROCE
- 11.27%
- ROA
- 3.52%
- Debt / equity
- 4.41x
- Dividend yield
- 0%
- EBITDA margin
- 64.88%
- 52-week range
- ₹70.94 – ₹180.75
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Laxmi India Finance Ltd (LAXMIINDIA) reported revenue of ₹317 crore, net profit of ₹50 crore and earnings per share of ₹9.52. That compares with revenue of ₹246 crore and net profit of ₹36 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹93 crore and net profit ₹21 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 98 | 130 | 173 | 246 | 317 |
| Net profit (₹ cr) | 15 | 16 | 22 | 36 | 50 |
| EPS (₹) | - | - | - | 8.61 | 9.52 |
| Measure | 3Y | 1Y |
|---|---|---|
| Sales growth | 36.04% | 41.93% |
| Profit growth | 34.94% | 60.21% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 60.17% of Laxmi India Finance Ltd (LAXMIINDIA) (down 0.14 pp QoQ), foreign institutional investors (FII) hold 1.4% and domestic institutional investors (DII) hold 5.32%. Market capitalisation was ₹577 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2025.
Largest disclosed public shareholders in Jun 2026: Mukul Mahavir Agrawal 4.58%, Sanshi Fund-I 3.82%, LLP 1.9%, HUF 1.06%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 60.17% | - | 1.4% | 5.32% | 39.83% |
| Mar 2026 | 60.31% | - | 1.58% | 4.34% | 39.69% |
| Dec 2025 | 60.45% | - | 3.31% | 4.61% | 39.55% |
| Sep 2025 | 60.45% | - | 4.61% | 5.02% | 39.55% |