Unifinz Capital India Ltd (UCIL) — shareholding pattern, promoter holding, financials and share price
About Unifinz Capital India Ltd (UCIL)
Unifinz Capital India Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as UCIL and on the BSE under scrip code 541358. Its ISIN is INE926R01012.
Incorporated in 1982, Unifinz Capital India Limited is a RBI registered NBFC. The Company commenced its retail lending operations under the Lendingplate brand in Mar'22, offering digital lending solutions to retail borrowers.
Unifinz Capital India Limited, formerly Shree Worstex Limited, operates as a retail lending entity.
The company transitioned to its current name after a corporate rebranding approved by the Reserve Bank of India.
Listed peers in Non Banking Financial Company (NBFC): Dhunseri Investments Ltd, India Finsec Ltd, Laxmi India Finance Ltd, Kiran Vyapar Ltd, CSL Finance Ltd, Mangal Credit & Fincorp Ltd.
Valuation & Returns
10 Jul 2026At ₹127 a share on 10 Jul 2026, Unifinz Capital India Ltd (UCIL) was valued at a price-to-earnings ratio of 6.45x against an industry P/E of 19.5x and a price-to-book of 3.42x on a book value of ₹37.08 per share as of Mar 2026. Solomo computes return on equity of 53.08% and return on capital employed of 34.26% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 6.45x
- Industry P/E
- 19.5x
- P/B
- 3.42x
- EPS (TTM)
- ₹19.68
- Book value / share
- ₹37.08
- ROE
- 53.08%
- ROCE
- 34.26%
- ROA
- 18.18%
- Debt / equity
- 1.68x
- EBITDA margin
- 30.01%
- 52-week range
- ₹61 – ₹129.51
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Unifinz Capital India Ltd (UCIL) reported revenue of ₹512 crore, net profit of ₹87 crore and earnings per share of ₹19.68. That compares with revenue of ₹122 crore and net profit of ₹20 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹152 crore and net profit ₹19 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 2 | 9 | 30 | 122 | 512 |
| Net profit (₹ cr) | 1 | -1 | -1 | 20 | 87 |
| EPS (₹) | 0.67 | -0.35 | -0.73 | 4.53 | 19.68 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 147.39% | 305.62% | 282.39% | 319.45% |
| Profit growth | - | 182.31% | - | 334.40% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 19.84% of Unifinz Capital India Ltd (UCIL) (down 4.8 pp QoQ), foreign institutional investors (FII) hold 11.29% and domestic institutional investors (DII) hold 8.7%. Market capitalisation was ₹562 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Jun 2018.
Largest disclosed public shareholders in Jun 2026: PAAVEN BANSAL 20.14%, AMICORP CAPITAL (MAURITIUS) LIMITED 11.29%, AYAAN FINSERVE INDIA PRIVATE LIMITED 8.47%, VIKAS GOYAL 8.17%, ATIKA GOYAL 7.99%, KOTIA ENTERPRISES LIMITED 5.65%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 19.84% | - | 11.29% | 8.7% | 80.16% |
| Mar 2026 | 24.64% | - | 11.29% | 8.7% | 75.36% |
| Dec 2025 | 24.64% | - | 11.29% | 8.56% | 75.36% |
| Sep 2025 | 24.93% | - | 11.29% | 8.58% | 75.07% |
| Jun 2025 | 24.98% | - | 11.29% | 8.58% | 75.02% |
| Mar 2025 | 24.98% | - | 11.29% | 8.47% | 75.02% |
| Dec 2024 | 33.83% | - | - | - | 66.17% |
| Sep 2024 | 66.58% | - | - | - | 33.42% |