Aadhar Housing Finance Ltd (AADHARHFC) — shareholding pattern, promoter holding, financials and share price
About Aadhar Housing Finance Ltd (AADHARHFC)
Aadhar Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as AADHARHFC and on the BSE under scrip code 544176. Its ISIN is INE883F01010.
Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society. [1]
Aadhar Housing Finance Limited is one of India's leading low-income housing finance companies, focusing on economically weaker and low-to-middle income clients. They offer secured retail mortgage loans for residential and commercial properties.
The company witnessed a solid 20% growth in Assets Under Management (AUM) reaching ₹287,900 Mn in the nine months ending December 31, 2025, demonstrating robust business expansion and lending success in the sector.
Listed peers in Housing Finance Company: LIC Housing Finance Ltd, PNB Housing Finance Ltd, Sammaan Capital Ltd, Aptus Value Housing Finance India Ltd, Home First Finance Company India Ltd, Can Fin Homes Ltd.
Valuation & Returns
10 Jul 2026At ₹533.55 a share on 10 Jul 2026, Aadhar Housing Finance Ltd (AADHARHFC) was valued at a price-to-earnings ratio of 21.29x against an industry P/E of 19.5x and a price-to-book of 3.66x on a book value of ₹145.71 per share as of Mar 2025. Solomo computes return on equity of 17.2% and return on capital employed of 10.52% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 21.29x
- Industry P/E
- 19.5x
- P/B
- 3.66x
- EPS (TTM)
- ₹25.06
- Book value / share
- ₹145.71
- ROE
- 17.2%
- ROCE
- 10.52%
- ROA
- 4.72%
- Debt / equity
- 2.56x
- Dividend yield
- 0%
- EBITDA margin
- 76.3%
- 52-week range
- ₹425.05 – ₹563
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Aadhar Housing Finance Ltd (AADHARHFC) reported revenue of ₹3,683 crore, net profit of ₹1,096 crore and earnings per share of ₹25.15. That compares with revenue of ₹3,109 crore and net profit of ₹912 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹985 crore and net profit ₹311 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 1,728 | 2,043 | 2,587 | 3,109 | 3,683 |
| Net profit (₹ cr) | 445 | 545 | 750 | 912 | 1,096 |
| EPS (₹) | 11.27 | 13.8 | 18.99 | 21.14 | 25.15 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 36.18% | 17.77% | 22.45% | 20.13% |
| Profit growth | 48.03% | 36.94% | 27.06% | 21.64% |
| Stock price CAGR | - | - | - | 2% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 64.66% of Aadhar Housing Finance Ltd (AADHARHFC) (down 0.24 pp QoQ), foreign institutional investors (FII) hold 5.79% and domestic institutional investors (DII) hold 9.93%. Market capitalisation was ₹23,334 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Jun 2024.
Largest disclosed public shareholders in Jun 2026: AXDI LDII SPV 1 LTD 10.09%, HDFC SMALL CAP FUND 2.31%, WHITEOAK CAPITAL FLEXI CAP FUND 1.28%, ICICI BANK LTD 1.06%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 64.66% | - | 5.79% | 9.93% | 35.34% |
| Mar 2026 | 64.9% | - | 6.13% | 9.15% | 35.1% |
| Dec 2025 | 75.19% | - | 6.18% | 8.45% | 24.81% |
| Sep 2025 | 75.32% | - | 6.1% | 8.25% | 24.68% |
| Jun 2025 | 75.5% | - | 5.58% | 8.44% | 24.5% |
| Mar 2025 | 75.61% | 67.4% | 5.32% | 8.57% | 24.39% |
| Dec 2024 | 75.74% | - | 4.3% | 9.27% | 24.26% |
| Sep 2024 | 75.89% | - | 4.33% | 9.46% | 24.11% |