Home First Finance Company India Ltd (HOMEFIRST) — shareholding pattern, promoter holding, financials and share price
About Home First Finance Company India Ltd (HOMEFIRST)
Home First Finance Company India Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as HOMEFIRST and on the BSE under scrip code 543259. Its ISIN is INE481N01025.
Home First Finance Company India (HFFC) is a Housing Finance Company which offers home loan with 48 hours sanctions and hassle-free process. [1]
Home First Finance Company India Limited (HFFC) specializes in providing affordable housing finance solutions across India. The core business is to offer home loans primarily to first-time home buyers in low and middle-income segments.
For Q3 FY26, HFFC's Profit After Tax (PAT) grew by 44% year-over-year to ₹140 crores. The company achieved an all-time high disbursement of ₹1318 crores in the quarter.
Listed peers in Housing Finance Company: Sammaan Capital Ltd, Aptus Value Housing Finance India Ltd, Can Fin Homes Ltd, AAVAS Financiers Ltd, India Shelter Finance Corporation Ltd, Repco Home Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹1,222.45 a share on 10 Jul 2026, Home First Finance Company India Ltd (HOMEFIRST) was valued at a price-to-earnings ratio of 23.65x against an industry P/E of 19.5x and a price-to-book of 2.93x on a book value of ₹416.79 per share as of Mar 2026. Solomo computes return on equity of 12.4% and return on capital employed of 10.03% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 23.65x
- Industry P/E
- 19.5x
- P/B
- 2.93x
- EPS (TTM)
- ₹51.7
- Book value / share
- ₹416.79
- ROE
- 12.4%
- ROCE
- 10.03%
- ROA
- 3.56%
- Debt / equity
- 2.43x
- Dividend yield
- 0.43%
- EBITDA margin
- 79.6%
- 52-week range
- ₹893.95 – ₹1,518.8
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Home First Finance Company India Ltd (HOMEFIRST) reported revenue of ₹1,921 crore, net profit of ₹540 crore and earnings per share of ₹51.8. That compares with revenue of ₹1,539 crore and net profit of ₹382 crore in Mar 2025. Figures are standalone, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹501 crore and net profit ₹149 crore (standalone).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 596 | 796 | 1,157 | 1,539 | 1,921 |
| Net profit (₹ cr) | 186 | 228 | 306 | 382 | 540 |
| EPS (₹) | 21.24 | 25.94 | 34.54 | 42.43 | 51.8 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 39.99% | 32.04% | 34.27% | 24.82% |
| Profit growth | 58.07% | 40.09% | 33.27% | 41.43% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 6.97% of Home First Finance Company India Ltd (HOMEFIRST) (down 0.02 pp QoQ), foreign institutional investors (FII) hold 43.9% and domestic institutional investors (DII) hold 29.83%. Market capitalisation was ₹12,778 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2021.
Largest disclosed public shareholders in Jun 2026: SMALLCAP WORLD FUND, INC 7.98%, HDFC SMALL CAP FUND 7.63%, GOVERNMENT PENSION FUND GLOBAL 5.3%, KOTAK SMALL CAP FUND 5.14%, INTERNATIONAL FINANCE CORPORATION 3.43%, GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY P 2.52%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 6.97% | - | 43.9% | 29.83% | 93.03% |
| Mar 2026 | 6.99% | - | 45.72% | 27.53% | 93.01% |
| Dec 2025 | 12.35% | - | 40.82% | 27.61% | 87.65% |
| Sep 2025 | 12.39% | - | 39.99% | 28.83% | 87.61% |
| Jun 2025 | 12.43% | - | 37.19% | 21.89% | 87.57% |
| Mar 2025 | 14.25% | - | 36% | 19.81% | 85.75% |
| Dec 2024 | 14.31% | - | 37.91% | 18.29% | 85.69% |
| Sep 2024 | 23.38% | - | 25.58% | 12.41% | 76.62% |