India Shelter Finance Corporation Ltd (INDIASHLTR) — shareholding pattern, promoter holding, financials and share price
About India Shelter Finance Corporation Ltd (INDIASHLTR)
India Shelter Finance Corporation Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as INDIASHLTR and on the BSE under scrip code 544044. Its ISIN is INE922K01024.
Incorporated in 1998, India Shelter Finance Corporation Limited is engaged in the business of housing finance. [1]
India Shelter Finance Corporation Limited is a pan-India affordable housing finance company focused on secured home loans and loans against property for low- and middle-income customers in Tier II and III geographies, operating a technology-enabled, paperless origination platform and a 301-branch distribution network with gross managed assets of Rs. 10,365 crore as of Dec-25.
The company delivered robust growth and profitability in 9MFY26: GMA grew 31% YoY, 9MFY26 PAT was Rs. 369 crore (adj), ROA about 5.9%, and ROE circa 17%; NII and net income expanded strongly while spreads improved to ~6.6% on lower cost of funds, supporting healthy margins despite elevated branch additions and controlled opex.
Listed peers in Housing Finance Company: Aptus Value Housing Finance India Ltd, Home First Finance Company India Ltd, Can Fin Homes Ltd, AAVAS Financiers Ltd, Repco Home Finance Ltd, GIC Housing Finance Ltd.
Valuation & Returns
10 Jul 2026At ₹801 a share on 10 Jul 2026, India Shelter Finance Corporation Ltd (INDIASHLTR) was valued at a price-to-earnings ratio of 17.33x against an industry P/E of 19.5x and a price-to-book of 2.73x on a book value of ₹293.8 per share as of Mar 2026. Solomo computes return on equity of 15.73% and return on capital employed of 11.59% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 17.33x
- Industry P/E
- 19.5x
- P/B
- 2.73x
- EPS (TTM)
- ₹46.22
- Book value / share
- ₹293.8
- ROE
- 15.73%
- ROCE
- 11.59%
- ROA
- 5.23%
- Debt / equity
- 1.95x
- Dividend yield
- 1.25%
- EBITDA margin
- 72.66%
- 52-week range
- ₹650.05 – ₹1,011.45
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, India Shelter Finance Corporation Ltd (INDIASHLTR) reported revenue of ₹1,529 crore, net profit of ₹503 crore and earnings per share of ₹46.26. That compares with revenue of ₹1,166 crore and net profit of ₹378 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹408 crore and net profit ₹138 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 448 | 585 | 830 | 1,166 | 1,529 |
| Net profit (₹ cr) | 128 | 155 | 248 | 378 | 503 |
| EPS (₹) | 29.39 | 35.41 | 23.13 | 35.02 | 46.26 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 37.03% | 37.86% | 31.13% |
| Profit growth | 42.03% | 48.26% | 33.15% |
| Stock price CAGR | - | - | -16% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 46.05% of India Shelter Finance Corporation Ltd (INDIASHLTR) (down 1.49 pp QoQ), foreign institutional investors (FII) hold 6.87% and domestic institutional investors (DII) hold 21.92%. Market capitalisation was ₹8,719 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2023.
Largest disclosed public shareholders in Jun 2026: NEXUS VENTURES III LIMITED 7.72%, KOTAK MAHINDRA TRUSTEE CO LTD A/C KOTAK RURAL OPPORTUNITIES FUND 6.99%, SBI LIFE INSURANCE CO. LTD 4.03%, NEXUS OPPORTUNITY FUND II LTD 2.8%, GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY PORTFOLIO 2.39%, AXIS MUTUAL FUND TRUSTEE LIMITED A/C AXIS MUTUAL FUND A/C AXIS VALUE FUND 2.29%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 46.05% | - | 6.87% | 21.92% | 53.95% |
| Mar 2026 | 47.54% | - | 6.87% | 21.39% | 52.46% |
| Dec 2025 | 47.6% | - | 7.48% | 20.72% | 52.4% |
| Sep 2025 | 47.71% | - | 8.01% | 21% | 52.29% |
| Jun 2025 | 47.9% | - | 7.96% | 17.68% | 52.1% |
| Mar 2025 | 47.92% | - | 6.94% | 18.52% | 52.08% |
| Dec 2024 | 48% | - | 6.24% | 20.67% | 52% |
| Sep 2024 | 48.14% | - | 5.76% | 21.87% | 51.86% |