Aptus Value Housing Finance India Ltd (APTUS) — shareholding pattern, promoter holding, financials and share price
About Aptus Value Housing Finance India Ltd (APTUS)
Aptus Value Housing Finance India Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as APTUS and on the BSE under scrip code 543335. Its ISIN is INE852O01025.
Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, low and middle income families primarily from semi-urban and rural areas. Company targets first-time home buyers where collateral is self- occupied residential property.
Aptus Value Housing Finance India Limited is a retail-focused housing finance company providing home and small business loans to primarily self-employed, low- and middle-income customers across semi-urban and rural India, operating a fully in-house origination and credit model with 335 branches and an AUM of ₹12,330 crore as of Q3 FY26.
The company reported robust profitability with 9M FY26 PPoP of ₹933 crore and PAT of ₹685 crore (excluding a small labour-code adjustment), delivering RoA of 7.9% and RoE of 20.0%, reflecting strong margin discipline, an 8.9% spread and low opex-to-assets of 2.7% that support industry-leading return metrics.
Listed peers in Housing Finance Company: Aadhar Housing Finance Ltd, Sammaan Capital Ltd, Home First Finance Company India Ltd, Can Fin Homes Ltd, AAVAS Financiers Ltd, India Shelter Finance Corporation Ltd.
Valuation & Returns
10 Jul 2026At ₹283.5 a share on 10 Jul 2026, Aptus Value Housing Finance India Ltd (APTUS) was valued at a price-to-earnings ratio of 15.06x against an industry P/E of 19.5x and a price-to-book of 3.29x on a book value of ₹86.2 per share as of Mar 2025. Solomo computes return on equity of 21.84% and return on capital employed of 14.34% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 15.06x
- Industry P/E
- 19.5x
- P/B
- 3.29x
- EPS (TTM)
- ₹18.83
- Book value / share
- ₹86.2
- ROE
- 21.84%
- ROCE
- 14.34%
- ROA
- 8.39%
- Debt / equity
- 1.59x
- Dividend yield
- 1.59%
- EBITDA margin
- 85.43%
- 52-week range
- ₹193.5 – ₹364.85
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, Aptus Value Housing Finance India Ltd (APTUS) reported revenue of ₹2,192 crore, net profit of ₹943 crore and earnings per share of ₹18.83. That compares with revenue of ₹1,750 crore and net profit of ₹751 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹574 crore and net profit ₹261 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 815 | 1,093 | 1,365 | 1,750 | 2,192 |
| Net profit (₹ cr) | 370 | 503 | 612 | 751 | 943 |
| EPS (₹) | 7.45 | 10.1 | 12.26 | 15.03 | 18.83 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 36.91% | 24.36% | 23.98% | 28.22% |
| Profit growth | 47.41% | 25.97% | 23.13% | 22.77% |
| Stock price CAGR | - | - | 3% | -12% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 23.86% of Aptus Value Housing Finance India Ltd (APTUS) (down 0.01 pp QoQ), foreign institutional investors (FII) hold 29.95% and domestic institutional investors (DII) hold 29.91%. Market capitalisation was ₹14,197 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Sep 2021.
Largest disclosed public shareholders in Jun 2026: SBI CONSERVATIVE HYBRID FUND 9.39%, KOTAK SMALL CAP FUND 4.83%, MALABAR INDIA FUND LIMITED 4.36%, GOVERNMENT PENSION FUND GLOBAL 3.18%, SMALLCAP WORLD FUND, INC 2.74%, ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C 2.71%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 23.86% | - | 29.95% | 29.91% | 76.14% |
| Mar 2026 | 23.87% | - | 30.34% | 29.44% | 76.13% |
| Dec 2025 | 23.87% | - | 33.2% | 27.29% | 76.13% |
| Sep 2025 | 23.87% | - | 35.35% | 25.88% | 76.13% |
| Jun 2025 | 40.37% | - | 30.4% | 16.04% | 59.63% |
| Mar 2025 | 52.98% | - | 27.74% | 9.88% | 47.02% |
| Dec 2024 | 52.98% | - | 21.87% | 9.68% | 47.02% |
| Sep 2024 | 53.91% | - | 22.46% | 9.48% | 46.09% |