LIC Housing Finance Ltd (LICHSGFIN) — shareholding pattern, promoter holding, financials and share price
About LIC Housing Finance Ltd (LICHSGFIN)
LIC Housing Finance Ltd operates in the Housing Finance Company industry, within the Financial Services sector. It trades on the NSE as LICHSGFIN and on the BSE under scrip code 500253. Its ISIN is INE115A01026.
LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)
LIC Housing Finance Limited is a leading Indian housing finance company engaged in lending for home purchases and residential construction. It also extends loans against property and project finance to developers.
In Q3 FY26, the company reported a slight decline in profit after tax (PAT) compared to the previous year, despite a steady growth in its loan portfolio and disbursements.
Listed peers in Housing Finance Company: PNB Housing Finance Ltd, Aadhar Housing Finance Ltd, Sammaan Capital Ltd, Aptus Value Housing Finance India Ltd, Home First Finance Company India Ltd, Can Fin Homes Ltd.
Valuation & Returns
10 Jul 2026At ₹549.9 a share on 10 Jul 2026, LIC Housing Finance Ltd (LICHSGFIN) was valued at a price-to-earnings ratio of 5.4x against an industry P/E of 19.5x and a price-to-book of 0.83x on a book value of ₹660.87 per share as of Mar 2025. Solomo computes return on equity of 15.42% and return on capital employed of 8.42% from filed results. Earnings ratios use consolidated results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 5.4x
- Industry P/E
- 19.5x
- P/B
- 0.83x
- EPS (TTM)
- ₹101.88
- Book value / share
- ₹660.87
- ROE
- 15.42%
- ROCE
- 8.42%
- ROA
- 1.78%
- Debt / equity
- 7.44x
- Dividend yield
- 1.82%
- EBITDA margin
- 93.57%
- 52-week range
- ₹459.05 – ₹646.6
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2026In the year ended Mar 2026, LIC Housing Finance Ltd (LICHSGFIN) reported revenue of ₹28,837 crore, net profit of ₹5,604 crore and earnings per share of ₹101.87. That compares with revenue of ₹28,111 crore and net profit of ₹5,443 crore in Mar 2025. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹7,212 crore and net profit ₹1,493 crore (consolidated).
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 19,978 | 22,717 | 27,277 | 28,111 | 28,837 |
| Net profit (₹ cr) | 2,286 | 2,891 | 4,763 | 5,443 | 5,604 |
| EPS (₹) | 41.55 | 52.55 | 86.59 | 98.94 | 101.87 |
| Measure | 10Y | 5Y | 3Y | 1Y |
|---|---|---|---|---|
| Sales growth | 9.50% | 7.33% | 12.09% | 3.05% |
| Profit growth | 14.07% | 17.72% | 33.39% | 14.26% |
| Stock price CAGR | 1% | 3% | 12% | -14% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 45.24% of LIC Housing Finance Ltd (LICHSGFIN) (unchanged from the previous quarter), foreign institutional investors (FII) hold 21.47% and domestic institutional investors (DII) hold 21.02%. Market capitalisation was ₹30,248 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Mar 2001.
Largest disclosed public shareholders in Jun 2026: ISIF EQUITY EX-TOP 100 LONG-SHORT FUND 6.99%, GOVERNMENT PENSION FUND GLOBAL 2.14%, BANK MUSCAT INDIA FUND 2.09%, BANDHAN SMALL CAP FUND 2.08%, KOTAK MAHINDRA TRUSTEE CO LTD A/C KOTAK NIFTY200 VALUE 30 INDEX FUND 1.97%, NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON POWER & INFRA FUND 1.61%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 45.24% | - | 21.47% | 21.02% | 54.76% |
| Mar 2026 | 45.24% | - | 21.39% | 20.89% | 54.76% |
| Dec 2025 | 45.24% | - | 20.36% | 21.81% | 54.76% |
| Sep 2025 | 45.24% | - | 20.17% | 22.14% | 54.76% |
| Jun 2025 | 45.24% | - | 20.26% | 22.2% | 54.76% |
| Mar 2025 | 45.24% | - | 21.55% | 21.34% | 54.76% |
| Dec 2024 | 45.24% | - | 21.23% | 21.45% | 54.76% |
| Sep 2024 | 45.24% | - | 21.95% | 20.52% | 54.76% |