Five-Star Business Finance Ltd (FIVESTAR) — shareholding pattern, promoter holding, financials and share price
About Five-Star Business Finance Ltd (FIVESTAR)
Five-Star Business Finance Ltd operates in the Non Banking Financial Company (NBFC) industry, within the Financial Services sector. It trades on the NSE as FIVESTAR and on the BSE under scrip code 543663. Its ISIN is INE128S01021.
Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI providing secured business loans to micro-entrepreneurs and self-employed individuals across South India. [1]
Five-Star Business Finance Limited is a non-banking financial company (NBFC) that provides secured financial solutions primarily to small business customers and self-employed individuals. The company operates predominantly in Southern India, with a focus on expanding its presence across the country.
In Q3FY26, the company reported a strong liquidity buffer of ₹22,764 million and continued expansion with the addition of 35 branches, taking its total to 835 branches. Despite modest growth in loan disbursement y-o-y, there was q-o-q growth in net worth by 4%.
Listed peers in Non Banking Financial Company (NBFC): Capri Global Capital Ltd, IIFL Finance Ltd, SBFC Finance Ltd, Bengal & Assam Company Ltd, Paisalo Digital Ltd, Fedbank Financial Services Ltd.
Valuation & Returns
10 Jul 2026At ₹548.1 a share on 10 Jul 2026, Five-Star Business Finance Ltd (FIVESTAR) was valued at a price-to-earnings ratio of 14.72x against an industry P/E of 19.5x and a price-to-book of 2.57x on a book value of ₹213.59 per share as of Mar 2025. Solomo computes return on equity of 17.43% and return on capital employed of 14.1% from filed results. Earnings ratios use standalone results for the twelve months Jun 2025 to Mar 2026.
- P/E
- 14.72x
- Industry P/E
- 19.5x
- P/B
- 2.57x
- EPS (TTM)
- ₹37.22
- Book value / share
- ₹213.59
- ROE
- 17.43%
- ROCE
- 14.1%
- ROA
- 7.62%
- Debt / equity
- 1.26x
- Dividend yield
- 0.36%
- EBITDA margin
- 69.51%
- 52-week range
- ₹537.7 – ₹563
Ratios are computed from filed results and the last recorded price. Not investment advice.
Financial Performance
Mar 2019In the year ended Mar 2019, Five-Star Business Finance Ltd (FIVESTAR) reported revenue of ₹409 crore, net profit of ₹157 crore and earnings per share of ₹65.55. That compares with revenue of ₹201 crore and net profit of ₹53 crore in Mar 2018. Figures are consolidated, as filed with the exchanges.
In the quarter ended Mar 2026, revenue was ₹817 crore and net profit ₹269 crore (standalone).
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|
| Revenue (₹ cr) | 34 | 48 | 87 | 201 | 409 |
| Net profit (₹ cr) | 10 | 14 | 20 | 53 | 157 |
| EPS (₹) | 9.73 | 12.82 | 13.75 | 27.88 | 65.55 |
| Measure | 5Y | 3Y | 1Y |
|---|---|---|---|
| Sales growth | 29.34% | 31.44% | 103.81% |
| Profit growth | 32.57% | 33.23% | 193.10% |
| Stock price CAGR | - | -4% | -26% |
Ownership Summary
Jun 2026As of Jun 2026, promoters hold 18.61% of Five-Star Business Finance Ltd (FIVESTAR) (unchanged from the previous quarter), foreign institutional investors (FII) hold 43.97% and domestic institutional investors (DII) hold 22.35%. Market capitalisation was ₹16,179 crore on 10 Jul 2026. Shareholding is filed quarterly with BSE and NSE; Solomo carries every filing back to Dec 2022.
Largest disclosed public shareholders in Jun 2026: HDFC MUTUAL FUND - HDFC BSE 500 ETF 7.48%, SIRIUS II PTE. LTD. 5.96%, SUNDARAM MUTUAL FUND A/C SUNDARAM SMALL CAP FUND 3.11%, PEAK XV PARTNERS INVESTMENTS V 2.89%, FIDELITY FUNDS - INDIA FOCUS FUND 2.6%, KOTAK SMALL CAP FUND 2.49%. Only stakes above the 1% disclosure threshold are named in filings.
| Quarter | Promoter | Pledged | FII | DII | Public |
|---|---|---|---|---|---|
| Jun 2026 | 18.61% | - | 43.97% | 22.35% | 81.39% |
| Mar 2026 | 18.61% | - | 48.47% | 17.58% | 81.39% |
| Dec 2025 | 18.56% | - | 52.94% | 14.73% | 81.44% |
| Sep 2025 | 18.57% | - | 55.81% | 12.17% | 81.43% |
| Jun 2025 | 21.47% | - | 58.12% | 9.48% | 78.53% |
| Mar 2025 | 21.47% | - | 58.75% | 9.09% | 78.53% |
| Dec 2024 | 21.55% | - | 57.75% | 10.11% | 78.45% |
| Sep 2024 | 21.59% | - | 56.7% | 8.99% | 78.41% |